Liquid Expat Mortgages examines what effect the Bank of England’s base rate rise will have on those holding or looking to get a UK expat or foreign national buy-to-let mortgage. The Bank of England’s Base Rate Rise. The Bank of England has increased its base rate for the second time in three months (first to…

With 2022 already well underway, we predict three trends from the 2021 housing market that are set to continue through 2022. Trend Prediction Number 1 – The North Will Remain a Hot Area. ‘This really isn’t a difficult prediction to make’ says Stuart Marshall, CEO of Liquid Expat Mortgages. ‘However, I’m always surprised by the…

Increasingly, UK expats and foreign nationals have been looking towards UK property for investment purposes. Those living and working in the US, Canada and the Far East are facing strong investment prospects, emboldened by a weaker pound, the availability of foreign national mortgages, confidence in the UK housing market and economy more generally, and a…

Over the course of the pandemic, we saw the rental market become exceptionally busy. Time to let fell to extreme lows and demand for rental properties outstripped the supply, putting upwards pressure on rental prices. But the face of the rental market is changing yet again. After a tumultuous 2020 and early part of 2021,…

What’s Happening with Cash Buyers in the Buy-to-Let Market? Fewer landlords are purchasing buy-to-let property with cash. Instead, more and more landlords are looking to utilise buy-to-let mortgages. In 2017, 62% of landlords buying rental properties bought with cash. Since then, this percentage has been steadily falling. In 2017, 62% of buy-to-let purchases were through…

In part four of our expat mortgages Q&A with Stuart Marshall, we look at the pros and cons of buying in cash compared to taking out a buy-to-let mortgage and the advantages of buying through a limited company. Buy-to-Let or Buy In Cash? Q: ‘I’ve worked across most of the Middle East for the last…

In part three of our expat mortgages Q&A with Stuart Marshall, we look at the national lockdown’s effect on UK property prices, buying in the capital, and whether prices will start to come down. Is it a Bad Time to Buy? Q: ‘With a third national lockdown still exerting its influence over the UK’s property…

Owning a UK property is a financial goal for many foreign nationals. And it’s a good goal to have – UK properties can yield rewarding dividends as investments and are generally considered safe and secure. If you’re not British, it might seem difficult to buy a UK property. However, it’s actually easier than you might…

2020 is looking like a fantastic year for expats to buy UK Property. Though it is relatively early in the year, there’s a lot of promising indicators for expats looking to buy UK property. What We Say. “We’re already two months into 2020 and more than a month on from the UK’s historic departure from…

For expats in Australia, taking out a UK mortgage as an investment tool is one of the best things they can do with their money. But, securing a mortgage on a UK Property can be difficult if you’re an expat living in Australia. The following guide is intended to help expats living in Australia to…