Why Consider HMO Design and Build Mortgages?

Investing in HMO properties can be a lucrative venture, especially with the UK’s growing demand for affordable housing solutions. With our HMO Design and Build Mortgages, you can unlock the potential of property development, maximising your investment returns while meeting the increasing demand for shared accommodation.

Are you ready to explore your options for HMO Design and Build Mortgages as a UK expat or Foreign National? Contact us today to schedule a chat with one of our expert and qualified mortgage consultants. Let us help you unlock the potential of property development and achieve your investment goals.

Speak with one of our friendly expert HMO Mortgage Consultants today.

Call +44 161 871 1216

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Key Benefits of Our HMO Design and Build Mortgages

Flexible Financing – Our mortgage financing offers flexible financing options, allowing you to fund the acquisition and development of HMO properties.

Competitive Rates – Benefit from competitive interest rates tailored to suit the specific requirements of HMO projects, helping you maximise your investment returns.

Expert Guidance – Our team of experienced mortgage advisors will guide you through the entire process, from initial consultation to mortgage approval, ensuring a smooth and hassle-free experience.

Quick Decision in Principle – We understand the importance of timely financing in property development. With our streamlined application process, you can expect quick approval and access to funds when you need them most.

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HMO Design and Build
HMO Design and Build

Why Choose Liquid Expat Mortgages?

Specialist Mortgage Broker Expertise – We have been helping Expats and Foreign Nationals with all kinds of mortgage finance since 2007. Our sole focus is on serving all expat clients and as such we have developed the expertise and infrastructure needed to help you achieve your property investment goals.

Tailored Solutions – We understand that every client is unique. That’s why we offer bespoke mortgage solutions tailored to your individual needs, ensuring the best possible outcome for your investment.

Experienced and Qualified Customer Service – Our commitment to customer satisfaction stems from years of experience. From initial consultation to post-mortgage support, we’re here to provide you with support every step of the way.

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HMO Design & Build Case Studies

Learn about how our expert team helped Expats and Foreign Nationals attain HMO Mortgages in the United Kingdom, despite difficult or complex circumstances.

VIEW MORE CASE STUDIES
Case Study – James’ Property Portfolio Expansion

Read this great case study on how Liquid Expat Mortgages helped a UK expat based in Hong Kong to expanded his property portfolio with his first HMO investment.

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Case Study – Mr Offer’s Successful HMO Conversion

Read this great case study on how Liquid Expat Mortgages helped a UK expat in Singapore to secure a specially tailored HMO Design and Build Mortgage.

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Case Study – Emma’s HMO Renovation Project

Read this great case study on how Liquid Expat Mortgages helped Emma in the UAE to secure a HMO Design and Build Mortgage with a specialist lender.

Read more
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.


Google star 1Google star 2Google star 3Google star 4Google star 5.0.74.7
4.7Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
Top Rated Service
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Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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Safina Saddique
52 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
Posted on Google Google
Leonarda and Callum H.C
150 days ago
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I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
Posted on Google Google
Heather Mitchell
238 days ago
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My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
Posted on Google Google
Tony M
274 days ago
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Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
Posted on Google Google
Peet Kok
280 days ago
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Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
Posted on Google Google
Hailey Luk
443 days ago
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The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
Posted on Google Google
Optimistic
472 days ago
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David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
Posted on Google Google
H Coops
594 days ago
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Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
Posted on Google Google
Bally Binji
637 days ago
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An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
Posted on Google Google
Paula Fielding
727 days ago
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Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.

Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
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