Mortgage Calculators For Expats

Offset Mortgage Calculator

Use our free online offset mortgage calculator to see how your savings could reduce your expat mortgage term or monthly payments.

For example, a £150,000 mortgage with £30,000 savings means you would only pay interest on £120,000. When you are done, please consider contacting us for a free expat mortgage quote.

Free Offset Mortgage Calculator

See how Offset Mortgages allow you to use your savings so you only pay interest on the difference between your savings and the money you owe.

For example, a £150,000 mortgage with £30,000 savings means you would only pay interest on £120,000.

Calculate your offset mortgage for free

Simply enter your mortgage amount, mortgage term, interest rate and total savings balance to calculate how much you could save with an offset mortgage.

Why get an offset mortgage?

• Use your savings to reduce your interest payments
• Withdraw your savings at any point to make other investments e.g. purchase a new property, refurbish an existing property
• Reduce the number of years on your mortgage
• Pay less interest over time

Please note: The information here is for illustration purposes only and is not a precise calculation. For a more accurate calculation or for more information on offset mortgages, please contact Liquid Expat Mortgages.

Liquid Expat Mortgages Reviews

Read reviews about Liquid Expat Mortgages left by our clients on Google.


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Safina Saddique
52 days ago
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We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
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Leonarda and Callum H.C
150 days ago
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I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
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Heather Mitchell
238 days ago
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My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
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Tony M
274 days ago
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Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
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Peet Kok
280 days ago
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Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
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Hailey Luk
443 days ago
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The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
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Optimistic
472 days ago
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David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
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H Coops
594 days ago
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Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
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Bally Binji
637 days ago
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An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
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Paula Fielding
727 days ago
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Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.

Liquid Expat is your Specialist Expat Mortgage broker

As the No 1 specialist expat mortgage broker with over 13 years’ experience, we have the resource and experience to assist you with finding the best expat mortgage to meet with your needs and expectations.

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