Private Bank Mortgages - Get A Free Quote

Private Bank Mortgages for Expats, Landlords & Investors

With the help of our experienced expat mortgage specialists, we can help identify the private bank best suited to your requirements and situation. Over the past couple of decades, we have built long-lasting relationships with a selection of private banks and lenders – giving our clients access to products that are not widely available. Our partner private lenders will consider every application on its individual merits, providing a more bespoke and personalised service.

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Our team of experienced expat mortgage specialists can simplify the process of finding and securing a private bank mortgage for a property in the UK – without you even needing to set foot in the country.

Speak with one of our Private Bank Mortgage expert advisers today.

Call +44 161 871 1216

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What are the benefits of a Private Bank Mortgage?

In our experience private banks can offer low mortgage interest rates as well as personalised mortgages. Often our private banks include a tailored underwriting service so that they can act quickly and avoid unnecessary delays and ensure the customer can obtain a mortgage efficiently and effectively. In essence private banks offer tailored private mortgage solutions to high-net-worth customers.

Private bank mortgages for UK expats and non-UK residents aren’t solely about low interest rates. Whilst it’s well known that many private banks can offer private mortgages with genuinely low interest rates there is also the aspect of a personalised service with quick and efficient outcomes so customers can achieve their objectives with the minimum of fuss.

No complications

Even if your financial situation is complicated and your income streams are complex and inconsistent, our team will take the time to partner you with the perfect private lender. Whether you are looking to purchase a new primary address or invest in a high-yield property, our experienced team can help you secure the mortgage product best suited to your situation.

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We can help you find the best Private Bank Mortgage deal for your circumstances.

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Our Private Bank Mortgage Broker Services

Personal lending solutions from £1 million+
High loan to value private bank mortgages
Specialists in Private bank mortgages solutions for foreign nationals, expats, and non-UK residents
Liquid Expat Mortgages have great experience in complex income and wealth scenarios
Conversant with Solutions for complex ownership structures (onshore and offshore trusts, limited companies, foundations, funds and more)
Access to a wide range of private banks comfortable with lending against UK real estate
Independent, experienced, and responsive service

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How Liquid Expat Mortgages can help

We have helped many clients with private bank mortgages over the years. We’ve cut through the mystery and process to directly arrange market-leading private mortgages for our clients. This has been as a result of our many years’ experience in this field and the relationships we have built up with private lenders.

Our team of experienced expat mortgage specialists can simplify the process of finding and securing a private bank mortgage for a property in the UK – without you even needing to set foot in the country.

Our team can assist with the following private Bank Mortgages:

High Value Buy-to-Let Mortgages & Remortgages
High Value Residential Mortgages & Remortgages
Million Pound Plus Mortgages
Large Interest-Only Mortgages
Releasing Equity from High Value Properties

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Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.
We can talk you through the process on how best to present your mortgage application.
As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.
We can help you secure a more favourable rate when exchanging money across borders.

Speak To A Mortgage Consultant Speak to a Mortgage Consultant

Private Bank Mortgage Case Studies

Learn how our team at Liquid Expat Mortgages has helped expats and foreign nationals living overseas secure Private Bank Mortgages despite facing difficult or complex circumstances.

VIEW MORE CASE STUDIES

Case Study – Private Bank Mortgage for a UK Expat Entrepreneur

Read this great case study on how Liquid Expat Mortgages helped a British Expat in Australia to secure a private bank mortgage for a property in London.

Case Study – High Value Buy-To-Let Mortgage For Swiss Nationals

Read this great case study on how Liquid Expat Mortgages helped Swiss Nationals to secure a high value buy-to-let mortgage for a property in London.

Case Study – High Value Residential Mortgage for Indian National Resident in Dubai

Read this great case study on how Liquid Expat Mortgages helped an Indian national resident in Dubai to secure a high value residential mortgage for a property in London.

Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

Accessible
Our mortgage consultants are available on the end of the phone or email, as and when you need us.

Approved
Liquid Expat is fully approved by the UK’s Financial Conduct Authority for expat mortgage advice.

Exclusive Market Access
Not only do we have the largest panel of lenders to choose from, but a number of our lenders have exclusive offers only available through Liquid Expat Mortgages.

Experienced
Liquid Expat Mortgages have successfully completed thousands of mortgages and remortgages for expats and foreign nationals since 2007.

Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.

Straightforward
We work quickly, without jargon, to make things happen within your time frame and around your time zone.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

❝ I would like to take the opportunity to express my sincere thanks for the superb service and support I have received from Liquid Expat Mortgages in organising my mortgage in the UK. I fully expected to have had to return to the UK at some point to sort this out. I did not which justified your fee in itself! ❞

C.G. / UK Expat living in Saudi Arabia

❝ I just wanted to drop you a message to let you know of my recent very positive experience with Liquid Expat Mortgages as I have recently acquired a mortgage and completed on a property in Manchester. It’s reassuring to have people you can rely on to help and give advice on what to do next. ❞

R.L. / UK Expat living in Dubai

❝ Thanks to Liquid Expat Mortgages for assisting us in getting our mortgage all sorted. We will definitely be using you again and recommending you to other expats. Everything went smoothly and you helped and kept us in the loop through-out. We have no problem recommending your services. ❞

C.J. / Foreign National in Hong Kong

VIEW MORE TESTIMONIALS

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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.

      
 4.7
 4.7
 Top Rated Service 
   Verified by Trustindex  Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
 
 
 
 
 
   
 
 
      Posted on Google  
  
 
   Safina Saddique 
 52 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
  
 
     Posted on Google  
  
 
   Leonarda and Callum H.C 
 150 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
  
 
     Posted on Google  
  
 
   Heather Mitchell 
 238 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
  
 
     Posted on Google  
  
 
   Tony M 
 274 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
  
 
     Posted on Google  
  
 
   Peet Kok 
 280 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
  
 
     Posted on Google  
  
 
   Hailey Luk 
 443 days ago
 
 
 Trustindex verifies that the original source of the review is Google. The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
  
 
     Posted on Google  
  
 
   Optimistic 
 472 days ago
 
 
 Trustindex verifies that the original source of the review is Google. David:  I can rightfluly say that your swift work was  life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)...  and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
  
 
     Posted on Google  
  
 
   H Coops 
 594 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
  
 
     Posted on Google  
  
 
   Bally Binji 
 637 days ago
 
 
 Trustindex verifies that the original source of the review is Google. An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
  
 
     Posted on Google  
  
 
   Paula Fielding 
 727 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote