Expat Mortgages in the United Kingdom

Our expertise in arranging UK expat mortgages means we can source the perfect product for your specific property requirements, whether for residential or buy-to-let purposes.

Having Liquid Expat Mortgages in your corner, dealing exclusively with UK expat mortgages, we can ensure you receive specialist insight and expert guidance for your expat mortgage. With the largest panel of expat mortgage lenders, we can make the process straightforward and help secure the best non-resident mortgage deals for you.

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Our team of experienced expat mortgage specialists can simplify the process of finding and securing an expat mortgage for a property in the UK – without you even needing to set foot in the country.

Speak with one of our UK Expat Mortgage expert advisers today.

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UK Expat Mortgages

Can I get a UK Expat Mortgage?

If you’re a British Expat looking to purchase or remortgage a property in the UK, you may not be able to talk to your bank as they may not cater for Expat mortgages, but it is possible with help from Liquid Expat Mortgages.

You might also think that it can be time consuming, stressful, and expensive. It’s true that trying to obtain a UK mortgage can be complicated at the best of times, but with the right experience and expertise it can be quite straightforward to obtain a UK mortgage as an Expat or Overseas Resident.

We can help you with your UK property purchase

Whether it’s a residential UK Mortgage or Buy-to-let UK Mortgage, or whether you’re an employee working overseas or are self-employed/contractor and paid in a foreign currency, Liquid Expat Mortgages has a wide range of lenders to choose from to help you find your mortgage.

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We can help you through the whole Expat Mortgage Application Process

Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.

By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.

Save time and stress

  • We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
  • We will be able to talk you through the process on how best to present your mortgage application.
  • We can help you secure a more favourable rate when exchanging money across borders.

As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

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UK Expat Mortgage Case Studies

Learn how our team at Liquid Expat Mortgages has helped expats and foreign nationals living overseas secure UK Expat Mortgages despite facing difficult or complex circumstances.

VIEW MORE CASE STUDIES
Case Study – Private Bank Mortgage for a UK Expat Entrepreneur

Read this great case study on how Liquid Expat Mortgages helped a British Expat in Australia to secure a private bank mortgage for a property in London....

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Case Study – UK Limited Company Buy-To-Let Purchase for First Time Landlord

Read this great case study on how Liquid Expat helped a British Expat in Dubai to set-up a UK SPV Limited Company and secure a buy to let mortgage....

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Case Study – Day One Buy-To-Let Remortgage of a flat Bought at Auction

Read this great case study on how Liquid Expat Mortgages helped a landlord in France to remortgage a UK flat bought at auction onto a standard buy to let product....

Read more
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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

expat residential mortgage testimonial

­ Many thanks to all the guys at Liquid Expat and the support they gave us to buy our new property. We’d tried our bank for a residential mortgage and wasted so much time that we actually lost our first choice property, let alone the hassle, time and money as we had to provide documents and information from Dubai. We’ve now got a new home and will be moving back to Sheffield from Dubai in the next 2 weeks to settle back into the United Kingdom.

Stephanie & Colin / UK Expats in Dubai
expat residential mortgage testimonial

­ I first contacted Liquid Expat Mortgages in June 20 as I was looking at a property in Manchester or Salford as my son was looking to study at one of the two universities. Liquid remained professional throughout. I would highly recommend Liquid Expat Mortgages to anyone looking for a UK expat residential mortgage as they sorted my needs out quickly and saved me time and money as they organised notaries in Abu Dhabi and UK solicitors as well.

S. Marchant / UK Expat in Abu Dhabi
expat residential mortgage testimonial

­ I enquired about a mortgage as my parents wanted to buy a house in the UK. Although I speak English to a good standard my parents were encouraged that they could also communicate with Liquid Expat as and when they wanted to. Despite the time differences they kept in touch and we always knew that they had colleagues in Hong Kong ready to help. I would highly recommend Liquid Expat Mortgages to all foreign nationals looking to buy in the UK.

Yi Lau / Foreign National in Hong Kong
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.

Based on 162 reviews
James Varley
James Varley
2023-06-06
Always a pleasure to deal with Liam, Claire and the team. A great option for British expats.
Niamh Sheehy
Niamh Sheehy
2023-05-30
Liquid Expat Mortgages and Claire Aspin in particular were invaluable to us as we purchased a buy-to-let in the UK from Dubai. There were many issues and delays on the part of the developer due to supply chain issues at the tail end of Covid, but Claire was a constant source of advice and logistical help. Twice we had to seek an extension on our mortgage offer and were informed by many that this would be difficult to achieve, but on both occasions she managed it whilst preserving the most advantageous interest rate for us. Out of the many people you deal with in the course of a property purchase, developers, solicitors etc, she was the one who chased everyone else up and was the most efficient and maintained excellent communication. We will certainly use her service again.
Philip Smith
Philip Smith
2023-05-29
Living in UAE, been using Liquid for a few years. Friendly and efficient service. Not pushy, just factual. Great communication. Always get the job done. What more do you need!? Thanks again to Claire, Liam & Joe, great work!
Yusuf Sidat
Yusuf Sidat
2023-05-16
From start to finish, the process was made easy by Phil, Claire and Liam. Everything is communicated very clearly - deadlines, requirements etc - and so no nasty surprises along the way. Advice given is sound and there is no hard selling. There is frequent communication at each stage of the process. In short, the process of acquiring an expat mortgage can be quite tricky and frustrating. But with the clearly experienced team at Liquid Expat, the process was made easy! I would recommend and use again.
Jane Whyatt
Jane Whyatt
2023-05-15
The helpful, patient staff at Liquid Expat have enabled me to get a new buy-to-let mortgage. Thanks to their professionalism, I was able to do all the paperwork online with ease.
Michaela Bowles
Michaela Bowles
2023-04-15
Liquid Expat were really helpful. They were great in finding me the best expat mortgage which suited me and helped support with the issues you often face when dealing with banks, solictors etc when living abroad. I would highly recommend them.
edward lock
edward lock
2023-04-14
Excellent and very professional service. Great customer care
Kayleigh Hutchison
Kayleigh Hutchison
2023-04-13
Claire, Liam and John at Liquid Expat have been incredibly supportive throughout the process of obtaining an expat mortgage. They have made the process very clear and have been quick to respond to emails. Thanks very much!
Yan Wai Wayne Chan
Yan Wai Wayne Chan
2023-04-13
Thanks Liquid Expat for your all your hard work in my mortgage application. Special thanks to Lawrence, Nicole and Claire who are so helpful and supportive. Highly appreciated and recommended.
David McDonald
David McDonald
2023-04-09
I cannot rate Liquid Expat highly enough. John S., Claire A., Nicole G. and the rest of the team provided excellent client service and support throughout the process, going above and beyond in finding the best arrangement for my circumstances, showing great flexibility when needed and progressing matters efficiently and effectively to resolve difficulties arising elsewhere. The sort of customer experience they provide ensures that I'll absolutely be working with them again in the future! Special shout-out to Claire A. (⭐) who was immense in working with the conveyancer to get my BTL remortgage over the line in good time! 😀

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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