Welcome to our tailored Bridging Finance Solutions for UK Expats and Foreign Nationals!

Unlock the potential of the British property market with our specialised bridging finance solutions. Ideal for short-term needs, our expertly crafted loans cater to the unique requirements of UK Expats and foreign nationals seeking to achieve their property goals as well as expand their property investments.

Bridging finance is a versatile tool, perfect for a variety of investment opportunities, including residential home acquisitions, refurbishment projects, and when buying at auction. Whether you’re a seasoned investor or exploring the market for the first time, our short-term solutions can provide the flexibility and support you need.

Discover the ease and efficiency of bridging finance tailored to your specific needs. Dive into the British property market with confidence and let our expert solutions pave the way for your investment success. Contact us and see how our range of options can help you with your property finance needs.

Speak with a Bridging Finance and Expat Mortgage adviser today.

Call +44 161 871 1216

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The Benefits for UK Expats & Foreign Nationals

Speed & Efficiency

You might face time constraints such as when you buy a property at auction or an unexpected property opportunity such as property you’ve seen at an auction, or a property has unexpectedly come back on the market. In these cases. Bridging Finance offers a swift, efficient solution, ensuring you don’t miss out on your preferred property.

Overcome Mortgage Delays

Mortgage approvals can be delayed, but Bridging Finance allows you to secure the property first, and refinance later preventing potential loss to other buyers, or in some cases, loss of your deposit because your mortgage isn’t ready.

Investment Opportunities

Bridging Finance allows you to capitalise on investment opportunities quickly, renovate properties, and make a profit when you sell, or when you refinance.

Property Chain Flexibility

If you’re part of a property chain, Bridging Finance keeps you in control, ensuring you can purchase your property even if your existing property sale faces delays.

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Bridging Finance

How Does Bridging Finance Work?

Our experienced team will guide you through the process, from application to repayment. Here’s a snapshot of how Bridging Finance works:


We discuss your needs, property assessment and financial objectives before discussing any terms of the Bridging Finance.

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Bridging Finance Case Studies

Learn about how our expert team helped expats and foreign nationals attain Bridging Finance in the United Kingdom, despite difficult or complex circumstances.

Case Study – Quick Bridging Finance to Secure Investment Opportunity

Read this great case study on how Liquid Expat Mortgages helped a UK expat in Hong Kong to secure Bridging Finance for a promising investment opportunity.

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Case Study – Bridging Finance for Relocating Back to the UK

Read this great case study on how Liquid Expat Mortgages helped a UK Expat living in Singapore to secure Bridging Finance for relocating back to the UK.

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Case Study – Expat Broker Provides Bridging Finance for its Clients

Read this great case study on how Liquid Expat Mortgages helped a UK Expat in Dubai to secure Bridging Finance for a prime residential property in London.

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Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

  • We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.

  • We can talk you through the process on how best to present your mortgage application.

  • As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

  • We can help you secure a more favourable rate when exchanging money across borders.
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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.

Based on 171 reviews
Ellen Stokes
Ellen Stokes
We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult. Liquid Expat made it possible and we have just moved into our new home. They are specialists in the field and we would recommend them to all expats needing a mortgage.
Tania Tulen
Tania Tulen
Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
David Hasdell (Wingaroo)
David Hasdell (Wingaroo)
Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
Jonathan LH
Jonathan LH
Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
Catherine Chan
Catherine Chan
Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
Tracie Harrington Hodges
After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Matt Jones
Matt Jones
We're really pleased with the service provided by Liquid Expat - right from the first conversation through to completion - every step has been managed really professionally and the team have helped us through the process. Thanks to Claire and Liam especially for all your support - I have no hesitation in recommending their services.
Sikar Chan
Sikar Chan
Liquid Expat helped a lot in providing mortgage service and guidance throughout the process. Their response time to my email is super fast! I will use their service again and recommend to my friends and family. Excellent!

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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