Liquid Expat Mortgages


Get a FREE quote for a UK Expat Mortgage or Remortgage

Liquid Expat Mortgages has specialised in the UK expat mortgage market since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

FREE UK Mortgage pre-approval in under 24 hours

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote

Liquid Expat Mortgages


Get a FREE quote for a UK Expat Mortgage or Remortgage

Liquid Expat Mortgages has specialised in the UK expat mortgage market since 2007.

Our many years of experience and relationships built up with lenders during that time means that we can find the very best mortgage for your needs.

We can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote

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Speak with our UK Expat Mortgage experts

Call +44 (0)161 871 1216

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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages are specialists in providing UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages are specialists in providing UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Get a free quote
Arrange A Callback
Get a free quote
Arrange a call back

We can help you through the whole Expat Mortgage Application Process

Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.

By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.

Save time and stress

  • We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
  • We will be able to talk you through the process on how best to present your mortgage application.
  • We can help you secure a more favourable rate when exchanging money across borders.

As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

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Liquid Expat Mortgages Reviews

Read reviews about Liquid Expat Mortgages left by our clients on Google.

Excellent
Based on 171 reviews
Ellen Stokes
Ellen Stokes
2023-12-27
We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult. Liquid Expat made it possible and we have just moved into our new home. They are specialists in the field and we would recommend them to all expats needing a mortgage.
Tania Tulen
Tania Tulen
2023-10-14
Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
David Hasdell (Wingaroo)
David Hasdell (Wingaroo)
2023-09-22
Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
Jonathan LH
Jonathan LH
2023-09-14
Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
Catherine Chan
Catherine Chan
2023-08-05
Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
Tracie Harrington Hodges
2023-07-19
After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Matt Jones
Matt Jones
2023-06-27
We're really pleased with the service provided by Liquid Expat - right from the first conversation through to completion - every step has been managed really professionally and the team have helped us through the process. Thanks to Claire and Liam especially for all your support - I have no hesitation in recommending their services.
Sikar Chan
Sikar Chan
2023-06-21
Liquid Expat helped a lot in providing mortgage service and guidance throughout the process. Their response time to my email is super fast! I will use their service again and recommend to my friends and family. Excellent!

Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
Paul Testimonial

­ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you! I will be in touch again soon.

Paul / UK Expat in Saudi Arabia
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat Mortgages in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat in Spain
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat Mortgages has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week. I will be sure to recommend you.

Sarah / UK Expat in Hong Kong
Danielle Testimonial

­ I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom.

Danielle / UK Expat in the USA
Pete Testimonial

­ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive & positive attitude has set you aside from all the others and gratefully received!

Pete / UK Expat in Dubai, UAE
Helen Testimonial Qatar

­ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. You really are expat specialists!

Helen / UK Expat in Qatar
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National in Thailand
Kaleb Testimonial

­ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice.

Kaleb / Foreign National in the Bahamas
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National in Thailand
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National in Hong Kong
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UK Expat Mortgage Case Studies

Learn how Liquid Expat Mortgages has helped both expats and foreign nationals secure a wide range of mortgages in the United Kingdom, despite a client’s difficult or complex circumstances.

Case Study – A Cargo Pilot’s Retirement Dream with Liquid Expat Mortgages

Read this great case study on how Liquid Expat Mortgages helped a Cargo Pilot to secure a mortgage for a property near Brighton.

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Case Study – James’ Property Portfolio Expansion

Read this great case study on how Liquid Expat Mortgages helped a UK expat based in Hong Kong to expanded his property portfolio with his first HMO investment.

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Case Study – Emily’s Smooth Mortgage Porting Transition

Read this great case study on how Liquid Expat Mortgages helped a UK expat living in Australia for 17 years to port her UK mortgage.

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Case Study – Portfolio Expansion for Long-Term Capital Growth

Read this great case study on how Liquid Expat Mortgages helped a foreign national landlord to secure the best buy-to-let mortgages available for their needs.

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Case Study – A Flight Attendant’s Journey with Liquid Expat Mortgages

Read this great case study on how Liquid Expat Mortgages helped a Flight Attendant to secure a mortgage for a property in London.

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Case Study – Spanish National Living in the UK

Read this great case study on how Liquid Expat Mortgages helped a Spanish national to purchase her first home in Greater Manchester.

Read more

UK Expat Mortgage
Case Studies

Learn how Liquid Expat Mortgages has helped both expats and foreign nationals secure a wide range of mortgages in the United Kingdom, despite a client’s difficult or complex circumstances.

Case Study – A Cargo Pilot’s Retirement Dream with Liquid Expat Mortgages

Read this great case study on how Liquid Expat Mortgages helped a Cargo Pilot to secure a mortgage for a property near Brighton.

Read more
Case Study – James’ Property Portfolio Expansion

Read this great case study on how Liquid Expat Mortgages helped a UK expat based in Hong Kong to expanded his property portfolio with his first HMO investment.

Read more
Case Study – Emily’s Smooth Mortgage Porting Transition

Read this great case study on how Liquid Expat Mortgages helped a UK expat living in Australia for 17 years to port her UK mortgage.

Read more
Get a free quote
Arrange a call back
Credit Check

Get A Full Credit Check

Check your credit history before you apply for a UK expat mortgage.

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UK Expat Mortgage News & Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

It’s a Great Time to Invest in a UK Investment Property.

UK House Prices are Still Falling. According to Zoopla’s house price index, UK house prices are still falling but the rate has slowed compared to the...

Read more
Location, Location, Location: Why UK Expat and Foreign National Investors are Looking North in 2024

2024 looks to be another great year for UK expat and foreign national investors to buy UK buy-to-let properties. With the rental market still exceptionally busy...

Read more
2024 Predictions and Advice for UK Expat and Foreign National Investors.

2024 is likely to continue in much the same way that we saw the 2023 market develop. A lot of the trends that we saw emerge...

Read more
How Does the Autumn Statement Influence UK Expat and Foreign National Investors?

There were many rumours about what would be in the Autumn Statement, but ultimately, it contained very little cause for concern for UK Expat and Foreign...

Read more
2023 UK Expat and Foreign National Property Roundup.

At the end of the year, it’s time to look back at the biggest investment property headlines for UK expat and foreign national investors in 2023....

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Is Buy-to-Let Still Worth It for UK Expat and Foreign National Investors in 2023?

Buy-to-let investments have been performing even better than usual in recent history. This is largely a result of rapid house price growth and high rental demand,...

Read more
UK Expat and Foreign National Investors Use Re-Mortgage Products to Improve the Energy Efficiency of a Buy-to-Let Property

Some Background. As we move into the colder months in the UK, energy efficiency starts to become a bigger consideration for tenants. This is not an...

Read more
House Price Falls to Help UK Expat and Foreign National Investors

Property price falls are likely to continue aiding UK expat and foreign national investors amidst stubbornly high mortgage rates. Some Background. With the record price jumps...

Read more
Where Should UK Expat and Foreign National Investors Purchase Buy-to-Let Right Now?

The busy UK rental market means that UK expat and foreign national investors can reap big rewards from the right investment property. But with house prices...

Read more

UK Expat Mortgage News
and Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

It’s a Great Time to Invest in a UK Investment Property.

UK House Prices are Still Falling. According to Zoopla’s house price index, UK house prices are still falling but the rate has slowed compared to the...

Read more
Location, Location, Location: Why UK Expat and Foreign National Investors are Looking North in 2024

2024 looks to be another great year for UK expat and foreign national investors to buy UK buy-to-let properties. With the rental market still exceptionally busy...

Read more
2024 Predictions and Advice for UK Expat and Foreign National Investors.

2024 is likely to continue in much the same way that we saw the 2023 market develop. A lot of the trends that we saw emerge...

Read more
VIEW MORE NEWS
Get a free quote
Arrange a call back

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote