Liquid Expat Mortgages

Get a FREE quote for a UK Expat Mortgage or Remortgage

We specialise in providing mortgage solutions for UK Expats. If you work or live abroad, we can facilitate access to UK mortgage finance for most types of property purchases and remortgages.

Customised UK Mortgage Solutions for Foreign Nationals

If you are a Foreign passport holder already living in the UK or looking to move here, we can help you find your mortgage to purchase your UK property.

Our extensive experience, expertise, and lender relationships enable us to secure the very best mortgage for your needs.

Get A Free Quote Speak To An Expert

Liquid Expat Mortgages

Get a FREE quote for a UK Expat Mortgage or Remortgage

Liquid Expat specialises in providing UK Mortgage solutions for UK Expats. If you work or live abroad, we can facilitate access to UK Mortgage finance for most types of property purchases and remortgages.

UK Mortgage Solutions for Foreign Nationals

If you are a Foreign passport holder already living in the UK, or if you are looking to move here, we can help you find a mortgage to purchase your UK property.

Our extensive experience, expertise, and lender relationships enable us to secure the very best mortgage for your needs.

Get A Free Quote

ARE YOU LOOKING FOR

Buy-to-Let Mortgage

Invest in the UK Market

Residential Mortgage

For you or your family

Remortgage

Get a better Rate

Specialist Mortgage

High Value, HMOS & More

Why Choose Liquid Expat for your UK Mortgage Finance

Liquid Expat Mortgages are a Specialist Mortgage Broker for UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Why Choose Liquid Expat for your UK Mortgage Finance

Liquid Expat Mortgages are a Specialist Mortgage Broker for UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Accessible
Our mortgage consultants are available on the end of the phone or email offering full support in relation to paperwork and documentation.

Approved
Liquid Expat Mortgages is fully approved by the UK’s Financial Conduct Authority (FCA) for all types of expat and foreign national mortgage advice.

Exclusive Market Access
With the largest panel of lenders to choose from, many of our lenders offer exclusive products only available through Liquid Expat Mortgages.

Experienced
Since 2007 Liquid Expat Mortgages has successfully completed thousands of mortgages and remortgages in excess of several billion £GBP/Sterling.

Experts
Our experienced and expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.

Straightforward
We work quickly, without jargon, to make things happen within your time frame and comfortably work around your time zone.

Get A Free Quote

Call our expert advisers now
+44 (0)161 871 1216

"*" indicates required fields

Get A Free Quote Now

Whether for family, buy-to-let or investment purposes, we can help you find the best deal for your circumstances.

What are you looking for?*

New Mortgage

Remortgage

Finance Amount Required*

Annual Income*

Property Location (UK)*

Please enter your contact details below

First Name*

Surname*

Email Address*

Phone Number*

Country of Residence*

Hidden

Your employer

Hidden

Surname

Hidden

Nationality

Hidden

Please enter the currency you are paid in

CAPTCHA

Comments

This field is for validation purposes and should be left unchanged.

Speak With An Expert

Get a free quote

Arrange a call back

Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.
We can talk you through the process on how best to present your mortgage application.
As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.
We can help you secure a more favourable rate when exchanging money across borders.

Speak To A Mortgage Consultant Speak to a Mortgage Consultant

Use Our Expat Mortgage Calculator

For an estimate of what you might be able to borrow have a look at our quick and easy-to-use calculator. You can quickly discover what your monthly payments would be for either an interest-only or full capital and interest mortgage.

Try our other Calculators to potentially save you money!

Discover Your Best UK Mortgage Interest Rate

Liquid Expat offer a free consultation if you would like to talk through your options and discover your best possible interest rate with one of our friendly expert mortgage advisers.

Get In Touch

Quick Mortgage Calculator

Liquid Expat Mortgages Reviews

Read reviews about Liquid Expat Mortgages left by our clients on Google.

     Excellent  
     Based on 173 reviews 
    
 
 
   
 
 
        
   B 
 2024-08-01
 
 
 Trustindex verifies that the original source of the review is Google. Superior experience to other UK mortgage brokers I've used. Good rates, very fast service and responsive communication from their team (thanks Claire!). I can recommend and will use them again.
  
 
       
   Ellen Stokes 
 2023-12-27
 
 
 Trustindex verifies that the original source of the review is Google. We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult.  Liquid Expat made it possible and we have just moved into our new home.  They are specialists in the field and we would recommend them to all expats needing a mortgage.
  
 
       
   Tania Tulen 
 2023-10-14
 
 
 Trustindex verifies that the original source of the review is Google. Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
  
 
       
   David Hasdell (Wingaroo) 
 2023-09-22
 
 
 Trustindex verifies that the original source of the review is Google. Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
  
 
       
   Jonathan LH 
 2023-09-14
 
 
 Trustindex verifies that the original source of the review is Google. Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
  
 
       
   Catherine Chan 
 2023-08-05
 
 
 Trustindex verifies that the original source of the review is Google. Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
  
 
       
   Tracie Harrington Hodges 
 2023-07-19
 
 
 Trustindex verifies that the original source of the review is Google. After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.

UK Expat Mortgage News & Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

Is it Time for UK Expat and Foreign National Investors to Re-Mortgage?

Re-mortgaging has become more and more popular. This was largely in response to the standard variable rate rises as a result of the Bank of England’s...

14
Aug

Falling Expat Mortgage Rates Boost the UK Housing Market

Expats are one of the few groups of buyers in the UK housing market that are still presented with some attractive opportunities for borrowing amidst falling...

02
Aug

One Week on From the Election: What a New Labour Government Means for UK Expat and Foreign National Investors

Last Thursday, Keir Starmer’s labour party won a massive majority in the General election. The Labour Party won an astonishing 412 seats marking a landslide victory...

11
Jul

The High Cost of Buying is Maintaining High UK Expat Rental Profits

‘Higher interest rates, compounded by high house prices post-pandemic, have made it difficult for buyers who have small deposits’ says Stuart Marshall, CEO of Liquid Expat...

05
Jul

Pension or Property Investment for UK Expat and Foreign National Investors

‘For many of the UK expat and foreign national investors that we talk to, one of the key considerations is their retirement’ says Stuart Marshall of...

24
Jun

Remortgage for Home Improvements: A Guide for UK Expats and Foreign Nationals.

Understanding How to Remortgage. To remortgage means switching an existing mortgage to a new lender or product. Not only can this secure a better interest rate,...

18
Jun

How a New Government Will Affect the Housing Market for UK Expat and Foreign National Investors

With Rishi Sunak’s shock announcement of a general election for 4th July 2024, many are predicting the end of the conservative government, with the polls suggesting...

11
Jun

New Builds are the Key to UK Expat and Foreign National Investor Success

New data from the Home Builders Federation has revealed again the cost-efficiency of a new-build home, which in turn shows how investing in a new-build can...

21
May

Bank Rate Holds Steady – What Does it Mean for UK Expat and Foreign National Investors?

Bank Rate Remains Unchanged. The Bank Rate has remained unchanged again – making it the 6th time in a row that the rate has held steady....

20
May

UK Expat Mortgage News
and Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

Is it Time for UK Expat and Foreign National Investors to Re-Mortgage?

Re-mortgaging has become more and more popular. This was largely in response to the standard variable rate rises as a result of the Bank of England’s...

14
Aug

Falling Expat Mortgage Rates Boost the UK Housing Market

Expats are one of the few groups of buyers in the UK housing market that are still presented with some attractive opportunities for borrowing amidst falling...

02
Aug

One Week on From the Election: What a New Labour Government Means for UK Expat and Foreign National Investors

Last Thursday, Keir Starmer’s labour party won a massive majority in the General election. The Labour Party won an astonishing 412 seats marking a landslide victory...

11
Jul

VIEW MORE NEWS

Speak with a UK Expat Mortgage Consultant today!

Call +44 (0)161 871 1216

Arrange A Call Back

Cookie	Duration	Description
li_gc	6 months	Linkedin set this cookie for storing visitor's consent regarding using cookies for non-essential purposes.
lidc	1 day	LinkedIn sets the lidc cookie to facilitate data center selection.
referrer_user_id	14 days	Calendly sets this cookie for the booking functionality of the website.
UserMatchHistory	1 month	LinkedIn sets this cookie for LinkedIn Ads ID syncing.
yt-player-headers-readable	never	The yt-player-headers-readable cookie is used by YouTube to store user preferences related to video playback and interface, enhancing the user's viewing experience.
yt-remote-cast-available	session	The yt-remote-cast-available cookie is used to store the user's preferences regarding whether casting is available on their YouTube video player.
yt-remote-cast-installed	session	The yt-remote-cast-installed cookie is used to store the user's video player preferences using embedded YouTube video.
yt-remote-connected-devices	never	YouTube sets this cookie to store the user's video preferences using embedded YouTube videos.
yt-remote-device-id	never	YouTube sets this cookie to store the user's video preferences using embedded YouTube videos.
yt-remote-fast-check-period	session	The yt-remote-fast-check-period cookie is used by YouTube to store the user's video player preferences for embedded YouTube videos.
yt-remote-session-app	session	The yt-remote-session-app cookie is used by YouTube to store user preferences and information about the interface of the embedded YouTube video player.
yt-remote-session-name	session	The yt-remote-session-name cookie is used by YouTube to store the user's video player preferences using embedded YouTube video.
ytidb::LAST_RESULT_ENTRY_KEY	never	The cookie ytidb::LAST_RESULT_ENTRY_KEY is used by YouTube to store the last search result entry that was clicked by the user. This information is used to improve the user experience by providing more relevant search results in the future.

Cookie	Duration	Description
_calendly_session	21 days	Calendly, a Meeting Schedulers, sets this cookie to allow the meeting scheduler to function within the website and to add events into the visitor’s calendar.
_uetsid	1 day	Bing Ads sets this cookie to engage with a user that has previously visited the website.
_uetvid	1 year 24 days	Bing Ads sets this cookie to engage with a user that has previously visited the website.

Liquid Expat Mortgages

Get a FREE quote for a UK Expat Mortgage or Remortgage

Customised UK Mortgage Solutions for Foreign Nationals

Liquid Expat Mortgages

Get a FREE quote for a UK Expat Mortgage or Remortgage

UK Mortgage Solutions for Foreign Nationals

ARE YOU LOOKING FOR

Buy-to-Let Mortgage

Invest in the UK Market

Residential Mortgage

For you or your family

Remortgage

Get a better Rate

Specialist Mortgage

High Value, HMOS & More

Why Choose Liquid Expat for your UK Mortgage Finance

Why Choose Liquid Expat for your UK Mortgage Finance

Get A Free Quote Now

Please enter your contact details below

Helping You Through the Expat Mortgage Application Process

We’re here to Save Time and Take Away the Stress

Use Our Expat Mortgage Calculator

Try our other Calculators to potentially save you money!

Discover Your Best UK Mortgage Interest Rate

Quick Mortgage Calculator

Your Results:

Liquid Expat Mortgages Reviews

UK Expat Mortgage News & Market Insights

UK Expat Mortgage Newsand Market Insights

Speak with a UK Expat Mortgage Consultant today!

Call +44 (0)161 871 1216

UK Expat Mortgage News
and Market Insights