Liquid Expat Mortgages


Get a FREE quote for a UK Expat Mortgage or Remortgage

Liquid Expat Mortgages has specialised in the UK expat mortgage market since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

FREE UK Mortgage pre-approval in under 24 hours

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote

Liquid Expat Mortgages


Get a FREE quote for a UK Expat Mortgage or Remortgage

Liquid Expat Mortgages has specialised in the UK expat mortgage market since 2007.

Our many years of experience and relationships built up with lenders during that time means that we can find the very best mortgage for your needs.

We can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote

FIND OUT MORE

Speak with our UK Expat Mortgage experts

Call +44 (0)161 871 1216

Arrange a call back

Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages are specialists in providing UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages are specialists in providing UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.

Get a free quote
Arrange A Callback
Get a free quote
Arrange a call back

We can help you through the whole Expat Mortgage Application Process

Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.

By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.

Save time and stress

  • We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
  • We will be able to talk you through the process on how best to present your mortgage application.
  • We can help you secure a more favourable rate when exchanging money across borders.

As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

Get a free quote Speak to an expert

Liquid Expat Mortgages Reviews

Read reviews about Liquid Expat Mortgages left by our clients on Google.

Excellent
Based on 162 reviews
James Varley
James Varley
2023-06-06
Always a pleasure to deal with Liam, Claire and the team. A great option for British expats.
Niamh Sheehy
Niamh Sheehy
2023-05-30
Liquid Expat Mortgages and Claire Aspin in particular were invaluable to us as we purchased a buy-to-let in the UK from Dubai. There were many issues and delays on the part of the developer due to supply chain issues at the tail end of Covid, but Claire was a constant source of advice and logistical help. Twice we had to seek an extension on our mortgage offer and were informed by many that this would be difficult to achieve, but on both occasions she managed it whilst preserving the most advantageous interest rate for us. Out of the many people you deal with in the course of a property purchase, developers, solicitors etc, she was the one who chased everyone else up and was the most efficient and maintained excellent communication. We will certainly use her service again.
Philip Smith
Philip Smith
2023-05-29
Living in UAE, been using Liquid for a few years. Friendly and efficient service. Not pushy, just factual. Great communication. Always get the job done. What more do you need!? Thanks again to Claire, Liam & Joe, great work!
Yusuf Sidat
Yusuf Sidat
2023-05-16
From start to finish, the process was made easy by Phil, Claire and Liam. Everything is communicated very clearly - deadlines, requirements etc - and so no nasty surprises along the way. Advice given is sound and there is no hard selling. There is frequent communication at each stage of the process. In short, the process of acquiring an expat mortgage can be quite tricky and frustrating. But with the clearly experienced team at Liquid Expat, the process was made easy! I would recommend and use again.
Jane Whyatt
Jane Whyatt
2023-05-15
The helpful, patient staff at Liquid Expat have enabled me to get a new buy-to-let mortgage. Thanks to their professionalism, I was able to do all the paperwork online with ease.
Michaela Bowles
Michaela Bowles
2023-04-15
Liquid Expat were really helpful. They were great in finding me the best expat mortgage which suited me and helped support with the issues you often face when dealing with banks, solictors etc when living abroad. I would highly recommend them.
edward lock
edward lock
2023-04-14
Excellent and very professional service. Great customer care
Kayleigh Hutchison
Kayleigh Hutchison
2023-04-13
Claire, Liam and John at Liquid Expat have been incredibly supportive throughout the process of obtaining an expat mortgage. They have made the process very clear and have been quick to respond to emails. Thanks very much!
Yan Wai Wayne Chan
Yan Wai Wayne Chan
2023-04-13
Thanks Liquid Expat for your all your hard work in my mortgage application. Special thanks to Lawrence, Nicole and Claire who are so helpful and supportive. Highly appreciated and recommended.
David McDonald
David McDonald
2023-04-09
I cannot rate Liquid Expat highly enough. John S., Claire A., Nicole G. and the rest of the team provided excellent client service and support throughout the process, going above and beyond in finding the best arrangement for my circumstances, showing great flexibility when needed and progressing matters efficiently and effectively to resolve difficulties arising elsewhere. The sort of customer experience they provide ensures that I'll absolutely be working with them again in the future! Special shout-out to Claire A. (⭐) who was immense in working with the conveyancer to get my BTL remortgage over the line in good time! 😀

Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
Paul Testimonial

­ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you! I will be in touch again soon.

Paul / UK Expat in Saudi Arabia
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat Mortgages in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat in Spain
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat Mortgages has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week. I will be sure to recommend you.

Sarah / UK Expat in Hong Kong
Danielle Testimonial

­ I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom.

Danielle / UK Expat in the USA
Pete Testimonial

­ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive & positive attitude has set you aside from all the others and gratefully received!

Pete / UK Expat in Dubai, UAE
Helen Testimonial Qatar

­ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. You really are expat specialists!

Helen / UK Expat in Qatar
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National in Thailand
Kaleb Testimonial

­ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice.

Kaleb / Foreign National in the Bahamas
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National in Thailand
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National in Hong Kong
Get a free quote
Arrange a call back

Quick Mortgage Calculator

With our super-fast expat mortgage calculator, you can quickly discover what your monthly payments would be for either an interest-only or full capital and interest mortgage.

Simply enter your Mortgage amount, the repayment period, and the interest rate into the form and click on the calculate button.

Discover your best UK mortgage interest rate

Liquid Expat Mortgages offer a free consultation if you would like to talk through your options and discover your best possible interest rate with one of our friendly expert mortgage advisers.

Get A Free Quote

Quick Mortgage Calculator

Mortgage required £  
Repayment period    years
Interest rate    %
     

Full Capital Repayment Mortgage Calculator

Get your full amortization payment schedule

Simply enter your Mortgage amount, interest rate, and the term of the mortgage to calculate your full amortization payment schedule.

Try More Mortgage Calculators

We recommend you also try our free Stamp Duty Calculator, Overpayment Calculator, and Offset Mortgage Calculator.

Try our other Calculators
Mortgage Calculator
£
 

UK Expat Mortgage Case Studies

Learn how Liquid Expat Mortgages has helped both expats and foreign nationals secure a wide range of mortgages in the United Kingdom, despite a client’s difficult or complex circumstances.

Case Study – Private Bank Mortgage for a UK Expat Entrepreneur

Read this great case study on how Liquid Expat Mortgages helped a British Expat in Australia to secure a private bank mortgage for a property in London....

Read more
Case Study – UK Limited Company Buy-To-Let Purchase for First Time Landlord

Read this great case study on how Liquid Expat helped a British Expat in Dubai to set-up a UK SPV Limited Company and secure a buy to let mortgage....

Read more
Case Study – Day One Buy-To-Let Remortgage of a flat Bought at Auction

Read this great case study on how Liquid Expat Mortgages helped a landlord in France to remortgage a UK flat bought at auction onto a standard buy to let product....

Read more
Case Study – High Value Buy-To-Let Mortgage For Swiss Nationals

Read this great case study on how Liquid Expat Mortgages helped Swiss Nationals to secure a high value buy-to-let mortgage for a property in London....

Read more
Case Study – Multi-Unit Remortgage for Experienced Expat Buy-to-Let Landlords

Read this great case study on how Liquid Expat Mortgages helped a self-employed foreign national in the UAE to remortgage multiple UK buy-to-let properties....

Read more
Case Study – Remortgage & Holiday Let Purchase for Company Director

Read this great case study on how Liquid Expat Mortgages helped a company director in Australia to remortgage his UK property to secure a new holiday let purchase....

Read more

UK Expat Mortgage
Case Studies

Learn how Liquid Expat Mortgages has helped both expats and foreign nationals secure a wide range of mortgages in the United Kingdom, despite a client’s difficult or complex circumstances.

Case Study – Private Bank Mortgage for a UK Expat Entrepreneur

Read this great case study on how Liquid Expat Mortgages helped a British Expat in Australia to secure a private bank mortgage for a property in London....

Read more
Case Study – UK Limited Company Buy-To-Let Purchase for First Time Landlord

Read this great case study on how Liquid Expat helped a British Expat in Dubai to set-up a UK SPV Limited Company and secure a buy to let mortgage....

Read more
Case Study – Day One Buy-To-Let Remortgage of a flat Bought at Auction

Read this great case study on how Liquid Expat Mortgages helped a landlord in France to remortgage a UK flat bought at auction onto a standard buy to let product....

Read more
Get a free quote
Arrange a call back
Credit Check

Get A Full Credit Check

Check your credit history before you apply for a UK expat mortgage.

Check Your Credit History

UK Expat Mortgage News & Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

Property Investment Shines When Banks Fail

Some Background – Collapsing Banks. ‘At Liquid Expat Mortgages, our team have spent a lot of time talking about the pros and cons of UK property...

Read more
Retiring Investors Creating Space for New Generation of UK Expat and Foreign National Investors

With older buy-to-let investors retiring, the buoyant rental market and availability of mortgage products, there are many opportunities for a new generation of UK expat and...

Read more
UK Expat and Foreign National Investment Market Roundup

Because of a number of current factors in the market, there are an incredible amount of buy-to-let opportunities for UK expat and foreign national investors utilising...

Read more
Less Affluent Areas Driving Rental Growth for UK Expat and Foreign National Investors

Recent data shows that less affluent areas are driving rental growth in the UK property market and are likely to continue on this profitable trajectory. Understanding...

Read more
Where to Invest in 2023: City Centre UK Expat and Foreign National Investment Spotlight

Rents Reach Their Highest Level in a Decade. Rents are at their highest level in a decade, having increased by an average of £120 or 11.5%...

Read more
What Renters Want in 2023 – UK Expat and Foreign National Investor Guide

What Renters Want in 2023 – Flats and the City Centre Coming Out on Top. According to property portal, Zoopla, consumers are looking for apartments in...

Read more
Hong Kong Property Slump Leading Hong Kong Investors to UK Property

High property prices and a property investment market slump are leading both Hong Kong residents and investors to look elsewhere for property. One location favoured by...

Read more
Falling House Prices Enabling Bargain Investments for UK Expat and Foreign Nationals

With house prices falling, it’s a great time for UK expat and foreign national investors to get a bargain on a UK buy-to-let property and profit...

Read more
The Perfect Rental Storm Continues for UK Expat and Foreign National Investors

The ‘Perfect Rental Storm’ continues for UK expat and foreign national investors in 2023 as a shortage of rental homes combine with huge numbers in the...

Read more

UK Expat Mortgage News
and Market Insights

Stay well informed with the latest news, advice and insights into everything UK expat mortgages.

Property Investment Shines When Banks Fail

Some Background – Collapsing Banks. ‘At Liquid Expat Mortgages, our team have spent a lot of time talking about the pros and cons of UK property...

Read more
Retiring Investors Creating Space for New Generation of UK Expat and Foreign National Investors

With older buy-to-let investors retiring, the buoyant rental market and availability of mortgage products, there are many opportunities for a new generation of UK expat and...

Read more
UK Expat and Foreign National Investment Market Roundup

Because of a number of current factors in the market, there are an incredible amount of buy-to-let opportunities for UK expat and foreign national investors utilising...

Read more
VIEW MORE NEWS
Get a free quote
Arrange a call back

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote