Stay well informed with the latest Expat Mortgage News alongside Liquid Expat’s expert advice and impartial insights into everything expatriate mortgages. We hope to make all events and breaking news more digestible and easier to understand. Our mortgage news will help you choose the best time to seek an expatriate mortgage and which mortgage type to pursue. This can be hugely important in an industry which is constantly evolving.
Alongside the news pieces, we will also contribute regular opinion pieces, guides and quick tips to help with every step of seeking an expatriate mortgage. We are always seeking the input from other industry experts, giving the most rounded understanding of mortgages, and in particular expatriate mortgages. Keep an eye out for guest contributions from industry experts, giving their insights into the ever-changing world of mortgages.
Unpacking the Most Recent Interest Rate Rise for UK Expat and Foreign National Investors
What is the Most Recent Interest Rate Rise? On the 5thMay, the Bank of England raised the base rate by another 0.25%, bringing it to 1% - the highest base rate since 2009. Who is Most Affected? The base rate rise is obviously of the most interest – and concern ...
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Manchester: Still the Best Choice for City-Centre Buy-to-Let
Continued Competition for City Centre Rentals. The number of people looking for rental homes in UK cities is increasing. But, crucially for UK expat and foreign national investors, the supply of rental properties is not increasing. This means that prices are rising, leading to profitability for investors. Zoopla’s research showed ...
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The Buy-to-Let Mortgage Bounce Back
The early part of 2022 is showing all the signs of a buy-to-let resurgence, with the number of landlord purchases at their highest level since 2016. Liquid Expat Mortgages explains why UK expat and foreign national investors need to take note of this trend, what the future of UK buy-to-let ...
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A Prime Time to Remortgage for UK Expat and Foreign National Investors
‘We’ve recently been seeing a slew of UK expat and foreign national mortgage holders come to us looking to remortgage’ says Stuart Marshall of Liquid Expat Mortgages. ‘We’re going to take a look at why that trend has gained prominence and why it’s a great time for some UK expat ...
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Liquid Expat Mortgages Reacts to Savills’ April Housing Market Update
Stuart Marshall, CEO of Liquid Expat Mortgages, looks at some of the key takeaways from Savills’ April Housing Market Update to unpack the implications for UK expat and foreign nationals investing using UK expat and foreign national mortgage products. The Key Takeaways from Savills' April Housing Market Update. Rents rose ...
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Off-Plan Properties Stand Out for UK Expat and Foreign National Investors as Supply of Second-Hand Homes Remains Low
According to Hamptons, 37% of new homes in the UK in 2021 were sold before completion. Previously, the purchases of off-plan homes had been trending downwards – having fallen for the last four years. However, pressure on the supply of existing homes has reversed this trend and forced buyers to ...
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Post Covid Rental Market Revival Benefitting UK Expat and Foreign National Investors
With post-Covid life in full swing, the rental market recovery continues to gain pace, which is good news for UK expat and foreign national investors using UK expat and foreign national mortgages. What’s Happening in the Rental Market? ‘The rental market is currently soaring’ says Stuart Marshall. ‘This is contributing ...
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What the Spring Budget Means for UK Expat and Foreign National Investors
With reports that inflation will average 7.4% this year, Rishi Sunak’s spring budget was expected to help mitigate the effects of the spiralling cost of living. With a view to doing this, the chancellor announced a 5p cut on fuel duty, a 1% cut in basic rate income tax (to ...
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Investing for Capital Growth as a UK Expat or Foreign National
Investing in a property using a UK expat or foreign national mortgage for its capital growth potential is a great investment strategy, especially if it’s for a specific purpose such as saving for retirement or for your children’s inheritance. Why Invest for Capital Growth? Treating investing in UK property as ...
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How Can UK Expat and Foreign National Investors Adjust to the New EPC Rules?
As of 2025, new EPC rules mean that landlords will not be able to accept tenants in a property with an EPC rating of a D or below. And these new rules surrounding the permissible EPC ratings of rental properties have already begun to shape investor behaviours. What’s Happening in ...
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Domestic Buyer Conditions Helping UK Expat and Foreign National Investors
With the cost of living rising in the UK, Liquid Expat Mortgages looks at how the market conditions for domestic buyers might act as a buoy for those utilising a UK expat or foreign national mortgage. Domestic Buyer Conditions Increase Availability for UK Expats and Foreign Nationals - The Rising Cost ...
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UK Expat Holiday Let Hotspots as Holiday Let Mortgage Availability Triples
Holiday Let Mortgage Availability Triples. Holiday let mortgages continue to grow in availability with the number of mortgage deals available tripling since 2020, according to Moneyfacts. This figure is also up by a quarter since September 2021, showing the rapid growth that is still happening in this sector of the ...
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The Impact of the Bank of England’s Base Rate Increase for UK Expats and Foreign Nationals
Liquid Expat Mortgages examines what effect the Bank of England’s base rate rise will have on those holding or looking to get a UK expat or foreign national buy-to-let mortgage. The Bank of England's Base Rate Rise. The Bank of England has increased its base rate for the second time ...
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UK Expat Buy-to-Let Mortgage Market Still Booming
As Covid-19 restrictions are relaxed, there’s been a directly proportional increase in the number of expat mortgage enquiries for UK property. While expat mortgage enquiries fell slightly during the pandemic – no doubt due to travel restrictions and uncertainty – the last three months have seen a steady increase as ...
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Where Should UK Expats and Foreign Nationals Buy in 2022?
Location is one of the most important factors to decide when buying a UK investment property with a UK expat or foreign national mortgage. It will be a deciding factor in many important aspects of your investment, including your rental income, the affordability of the property, the capital growth rate ...
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Limited Company Buy-to-Let Set to Stay for UK Expats and Foreign Nationals in 2022
There has been a notable rise in the number of buy-to-let landlords holding their properties in a limited company instead of in their name. We have discussed this before. But, according to Companies House, there were 47,400 new buy-to-let company incorporations in 2021. With this trend really set to stay, ...
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Is 2022 the Year for UK Expats and Foreign Nationals to Get a UK Mortgage?
With the turbulence of the 2020 and 2021 housing market behind us, Liquid Expat Mortgages takes a look at the investment prospects for UK expats and foreign nationals looking to buy with a UK expat or foreign national mortgage in 2022. Previously on… The UK Housing Market. One of the ...
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Buy-to-Let for Beginners – UK Expat and Foreign National Guide (Part Two)
In part 2 of Liquid Expat Mortgages’ UK Expat and Foreign Nationals Guide for Beginners’ Buy-to-Let, we look at where to buy your UK investment property using a UK expat or foreign national mortgage. The property. Once you have made all the initial considerations that we outlined in part one, ...
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Buy-to-Let for Beginners – UK Expat and Foreign National Guide (Part One)
An incredibly common new year’s resolution for many UK expats and foreign nationals is to buy a UK investment property using a UK expat or foreign national mortgage. Since UK property is a tried and tested investment vehicle and a relatively stable asset class, buying a UK investment property with ...
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2022 Buying Forecast for UK Expats and Foreign Nationals
2021 is coming to a close. It’s been another tumultuous year in the property and buy-to-let market. So, for those UK expats and foreign nationals that didn’t get a chance to buy in 2021 or are looking to buy in 2022, Liquid Expat Mortgages have put together a buying forecast ...
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