Why Choose Buy-to-Let Mortgages for Overseas Landlord Portfolios?

Are you dreaming of building your perfect home in the UK? Let Liquid Expat Mortgages turn that dream into reality with our specialised self-build mortgage solutions! Unlike traditional mortgages, our self-build financing empowers you to oversee every aspect of your home’s creation. From securing the plot to putting on the finishing touches, we’ve got you covered at every stage.

Simple Steps To Your Custom-Built Home

  • Application & Approval: Start by applying for our self-build mortgage. Our experts will assess your financial situation and project viability, providing you with an agreement in principle swiftly.
  • Plot Purchase: Haven’t secured a plot yet? No worries! You can utilise our mortgage funds to purchase the perfect piece of land for your dream home.
  • Initial Stage Payment: Once you have your plot, we’ll release an initial payment to kickstart your project, covering essential costs like planning and permits.
  • Stage Payments During Construction: As your home takes shape, we release funds at key milestones, ensuring your project stays on track. Just provide evidence of progress, and we’ll keep the funds flowing.
  • Valuation Inspections: Our thorough inspections ensure that each stage is completed to satisfaction, giving you peace of mind throughout the construction process.
  • Final Valuation & Mortgage Conversion: Once the self-build is complete, we conduct a final valuation. If all’s well, your self-build mortgage seamlessly converts into a standard mortgage, providing long-term financing for your new home.

Speak with our Self Build Mortgage Finance advisers today.

Call +44 161 871 1216

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Self build mortgage finance

Expertise in Expatriate Financing

As specialist mortgage broker with extensive experience and expertise in securing financing for expatriates since 2007 we understand the unique challenges and requirements faced by expats when applying for mortgages, including residency status, currency exchange, and income verification.

Here are several reasons why having a specialist mortgage broker is crucial for expats seeking self-build finance:

  • Access to Lenders Specialising in Expat Mortgages: We have established relationships with lenders who specialise in expatriate mortgages. These lenders are familiar with the complexities of expatriate finance and are more willing to work with expats to secure self-build financing.
  • Navigating Local Regulations: Expatriates may not be familiar with the local regulations and requirements governing self-build projects in the UK. As a specialist mortgage broker we can provide invaluable guidance on navigating these regulations, ensuring compliance throughout the financing process, and ultimately ensuring your self build mortgage requirement meets your objectives.
  • Tailored Financial Solutions: Each expatriate’s financial situation is unique, requiring a tailored approach to secure self-build finance. At Liquid Expat we assess individual circumstances and recommend suitable financial solutions tailored to your needs and goals.
  • Efficient Application Process: We have years of experience and expertise as our qualified brokers supported by mortgage co-ordinators to streamline the application process, handling paperwork, liaising with lenders, and expediting approvals. This saves expats valuable time and ensures a smooth and efficient mortgage application process.
  • Maximising Mortgage Options: As a specialist expat mortgage broker we have access to a wide range of mortgage products and lenders, maximising expats’ options for securing self-build finance. As an independent broker we use a wide variety of lenders to compare rates, terms, and conditions to identify the most favourable mortgage options for their clients.
  • Mitigating Risks: Self-build projects inherently involve risks, and expatriates may face additional risks due to their unique circumstances and invariably being located overseas.

As your specialist mortgage broker we can help expats identify and mitigate these risks, ensuring a successful and financially sound self-build project.

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Self build mortgage finance
Self build mortgage finance

Self Build Mortgage Finance Case Studies

Learn about how our expert team helped UK Expats and Foreign Nationals to attain Self Build Mortgage Finance in the United Kingdom, despite difficult or complex circumstances.

VIEW MORE CASE STUDIES
Case Study: UK Expat in Dubai Secures Self-Build Mortgage with Liquid Expat Background

A great case study on how Liquid Expat helped a UK Expat living in Dubai to secure a self-build mortgage in the United Kingdom.

Read more
Case Study: UK Expat in Australia Secures Self-Build Mortgage with Liquid Expat

A great case study on how Liquid Expat helped a UK Expat living in Australia to secure a self-build mortgage in the United Kingdom.

Read more
Case Study: Foreign National in the UK Secures Self Build Mortgage

A great case study on how Liquid Expat helped a foreign national from Spain to secure a self build mortgage in the United Kingdom.

Read more
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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.


Google star 1Google star 2Google star 3Google star 4Google star 5.0.74.7
4.7Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
Top Rated Service
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Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
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Safina Saddique
52 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
Posted on Google Google
Leonarda and Callum H.C
150 days ago
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I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
Posted on Google Google
Heather Mitchell
238 days ago
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My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
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Tony M
274 days ago
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Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
Posted on Google Google
Peet Kok
280 days ago
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Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
Posted on Google Google
Hailey Luk
443 days ago
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The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
Posted on Google Google
Optimistic
472 days ago
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David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
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H Coops
594 days ago
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Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
Posted on Google Google
Bally Binji
637 days ago
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An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
Posted on Google Google
Paula Fielding
727 days ago
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Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.