Holiday Let Remortgages in the United Kingdom

Liquid Expat Mortgages has been able to help holiday let property or holiday homeowners with refinance options irrespective of whether they have a current mortgage or not. Re-financing or remortgaging a holiday property is straightforward and our large panel of lenders can assist with a wide variety of finance options.

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Our team of experienced expat mortgage specialists can simplify the process of finding and securing an expat holiday let remortgage for a property in the UK – without you even needing to set foot in the country.

Speak with one of our UK Holiday Let Remortgage expert advisers today.

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Why You Should Consider Remortgaging Your Property if You’re an Expat or Foreign National

Mortgage-free? Raise money with a remortgage on your holiday let property.

If you are currently mortgage free on your holiday let property you may be looking to raise money for improvements, repairs, an extension or even looking to expand your portfolio of holiday let properties. Liquid Expat Mortgages has helped customers worldwide with their remortgage options and helped to arrange a new remortgage to raise the funds required.

Contact us now so we can understand what it is you are looking to achieve, and we’ll provide our expert advice and help to guide you through your specific situation.

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Remortgage for better interest rates.

If you have a mortgage secured on your holiday let property, it’s possible that at some point your initial interest rate will cease at some stage which usually means paying increased interest rates. By remortgaging or switching to a new lender, it’s often possible to reduce your interest repayments, as well as enjoying lender incentives such as free legal fees or free basic valuation fees.

We can work directly with lenders and ensure you’re obtaining the best rates available in the marketplace, as well as some of the best incentives to make your switch or new lender experience smooth and straightforward.

As Expat holiday let mortgages are only available from specialist UK lenders it is always best to speak with a specialist Expat broker such as Liquid Expat Mortgages. We have extensive experience and knowledge of this sector and our relationship with leading holiday let lenders have been cemented over the years.

£400k Mortgage For First Time Holiday Let Buyer
Case Study - Expat Holiday Let Mortgage for a Foreign National

How Liquid Expat Mortgages can help.

Whatever the reason for your holiday let remortgage Liquid Expat Mortgages can help you find the right finance option for your needs. In the past we have helped customers with the following needs:

  • To switch to a lower interest rate
  • To switch to a more preferential fixed rate option
  • To borrow more money
  • To change mortgage term
  • To consolidate debts
  • To buy out a previous partner
UK Expat Mortgage Application Process

Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

  • We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.

  • We can talk you through the process on how best to present your mortgage application.

  • As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

  • We can help you secure a more favourable rate when exchanging money across borders.
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UK Expat Holiday Let Remortgage Case Studies

Learn how our team at Liquid Expat Mortgages has helped expats and foreign nationals living overseas secure UK holiday let remortgages despite facing difficult or complex circumstances.

VIEW MORE CASE STUDIES
Case Study – Remortgage & Holiday Let Purchase for Company Director

Read this great case study on how Liquid Expat Mortgages helped a company director in Australia to remortgage his UK property to secure a new holiday let purchase.

Read more
Case Study – Holiday Let Remortgage for UK Expats in Singapore

Read this great case study on how Liquid Expat Mortgages helped British expats in Singapore to remortgage their Cotswolds holiday home property.

Read more
Case Study – Residential Remortgage Into A Holiday Let Mortgage

Read this great case study on how Liquid Expat Mortgages helped British expats in Hong Kong to remortgage their UK residential property into a Holiday Let Mortgage.

Read more
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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

expat holiday let mortgage testimonial

­ Wow! You guys really do know your stuff. I can’t thank you enough for helping me secure an expat holiday let mortgage. The renovations are now complete we already have some bookings confirmed. I would highly recommend you to any expat looking for a holiday let in the UK.

D.S / UK Expat living in Dubai
expat holiday let mortgage testimonial

­ I would like to take this opportunity to thank you so very much for your support throughout this particularly difficult purchase. I really appreciate your support. I have many expat friends all exploring expat mortgages and have shared your details with all.

L.B / UK Expat living in Oman
expat holiday let mortgage testimonial

­ Just wanted to take a short time to say a huge thank you to the Liquid Expat Mortgages team. I have be in contact with a number of companies over the years as an expat in HK and I must say that the service provided was first class and very timely on all occasions.

M.C / Foreign National in Hong Kong
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.


Google star 1Google star 2Google star 3Google star 4Google star 5.0.74.7
4.7Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
Top Rated Service
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Trustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Posted on Google Google
Safina Saddique
52 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
Posted on Google Google
Leonarda and Callum H.C
150 days ago
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I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
Posted on Google Google
Heather Mitchell
238 days ago
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My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
Posted on Google Google
Tony M
274 days ago
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Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
Posted on Google Google
Peet Kok
280 days ago
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Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
Posted on Google Google
Hailey Luk
443 days ago
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The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
Posted on Google Google
Optimistic
472 days ago
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David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
Posted on Google Google
H Coops
594 days ago
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Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
Posted on Google Google
Bally Binji
637 days ago
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An incredible service offered by Liquid Expat Mortgages. David Mowatt totally 'saved my life' with the practical advice and guidance he gave me. He called me within 10 mins of me uploading my details and immediately started to give ideas on what I could try. He then even suggested contacting my existing provider and asking for a 6 Month Payment holiday - which they then granted! I cant thank you enough David for such a gracious, self less act. I shall have no hesitation to recommend your services and come back for any mortgage assistance in the future.
Posted on Google Google
Paula Fielding
727 days ago
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Absolutely top class and very professional service from Philip Clarke and Vanessa Govender with a real personal touch. Both have been extremely helpful, efficient, kind and courteous and have really put me at ease and done their absolute best to help me attain a mortgage. I hugely appreciate their efforts and assistance and highly recommend them both for recognition in their company and to anyone seeking an expat mortgage.

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote