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If you’re a UK expat or foreign national investing in property, you’ve likely been told to keep your loan-to-value (LTV) as low as possible. At first glance, this makes sense. Less borrowing usually feels safer. But when it comes to UK property investment, especially from overseas—very low LTV can hold you back. In this guide,…
13
Apr
Apr
International property investors are constantly reassessing where their capital works hardest. For many landlords based in the Netherlands, that reassessment has led to one clear conclusion and that is that domestic property is becoming harder to justify from a pure investment perspective. This is due to a combination of a few different things: high acquisition…
11
Mar
Mar
Investing in UK buy-to-let property remains a popular strategy for expats and foreign nationals looking to build wealth, generate income, or maintain a foothold in the UK housing market. However, being a landlord has become more complex in recent year. New regulations, changing tenant expectations, and evolving tax rules mean landlords must approach property investment…
15
Nov
Nov
In this article, Liquid Expat Mortgages’ CEO and founder, Stuart Marshall, looks at 5 of the top tax predictions for the Autumn 2025 Budget and explains how this could affect UK expat and foreign national property investors. Some Background. Every time the Budget nears, all talk in the property market turns to the possible changes…
17
Oct
Oct
The UK property market has been on a strong footing in 2025. Both property prices and rental demand are on the rise, while longer tenancies are becoming increasingly common. For UK expat and foreign national investors, these trends offer reassurance that the buy-to-let sector remains one of the most resilient and rewarding investment avenues, particularly…
13
Oct
Oct
The trend of landlords purchasing and managing rental properties through limited companies continues to surge in 2025, marking another record-breaking year for limited company buy-to-lets. New figures suggest that this strategic approach to property investment is now the preferred route for both professional landlords and smaller investors looking to maximise returns in an increasingly complex…
15
Aug
Aug
For UK expat and foreign national investors considering a buy-to-let property investment, one of the earliest and most important decisions is whether to purchase a new-build or an older ‘fixer-upper’. Each option has distinct advantages and drawbacks, depending on the investor’s goals, available capital, and appetite for risk. In this article, Liquid Expat Mortgages explore…
30
Jul
Jul
Investing in UK property is a long-standing strategy for building wealth and securing long-term returns and the good news for international investors is that UK residency isn’t a requirement to get started. With strong capital growth, high tenant demand, and favourable legal and lending frameworks, the UK continues to be a leading destination for property…
23
Jun
Jun
For many British expats and overseas investors, owning a UK property is more than just a way to stay connected with home – it’s also a practical and potentially lucrative way to prepare for retirement. With rising living costs and increasing uncertainty around pensions, building a dependable source of passive income has become more important…
16
Jun
Jun
The Government’s ‘Plan for Change’ requires all properties rented in England to achieve an EPC rating of a C or above by 2030. The timeframe on this deadline means that buy-to-let investors need to devise a plan for how their properties can hit these targets – and fast. One of the best ways to meet…