The UK property market has, traditionally, priced out millions of first time buyers looking for a home or rental investment. Yet the Autumn Budget in November 2017 revealed changes that level the playing field quite drastically for those struggling to secure finance. The stamp duty threshold has been raised, meaning first time buyers investing in…
How setting up as a limited company can make sense for property owning landlords. Liquid Expat’s reach as the leading authority for expat UK mortgages includes helping clients purchasing or refinancing UK buy-to-let property through a limited company. Upcoming changes to UK tax make this service potentially more valuable than ever. The questions we…
Borrowers for UK investment property will face stricter lending criteria when approaching buy-to-let (BTL) mortgage lenders in 2017, as new regulations from the Prudential Regulation Authority (PRA) take effect from the 1st January. To prevent and restrict the amount of debt investors are taking on, the PRA is introducing another sensible affordability check. This will…
New 3% Stamp Duty on Second Homes: Your Questions, Answered As the government introduces a new levy for second homes, many property buyers have been left confused about the incoming policy, and how it affects their position. The final details are to be announced on the 16th March, so the infrastructure isn’t yet set in…
The UK government’s 2015 Spending Review and Autumn Statement on Wednesday afternoon saw the announcement of a number of policies aimed at stimulating demand from first time buyers and freeing up the huge undersupply of housing that exists in the UK. Stamp duty changes From 1 April 2016, a new Stamp Duty Land Tax…
