Why Choose Liquid Expat Mortgages?

We have helped pilots and aircrew obtain residential and buy to let mortgages and remortgages since 2008. There are several obstacles facing Pilots and Aircrew or Cabin Crew when looking to finance a house purchase or remortgage, or if they are looking at investment properties. Our qualified and experienced team can deal with many of these potential barriers to purchase.

Unlike traditional lenders, we collaborate with institutions that appreciate and consider your income, regardless of the currency in which it’s earned. By recognising that your income may not be in Pound Sterling (GBP), we collaborate with lenders who are open to considering income in various currencies. Learn more below.

Speak with one of our Pilot & Aircrew Mortgage Expert Advisers today.

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Experience and Expertise To Guide You to Your UK Mortgage

Global Residency: Whether you reside in Ireland, Europe, the USA, UAE, South Africa, or beyond, we extend our mortgage solutions to non-UK residents seeking a home or investment in the UK.

Tax Considerations: As an aviation professional spending a significant amount of time abroad, you may be a non-UK taxpayer. Our experience lies in working with lenders who understand and accommodate the unique tax situations of our clients.

Allowances Inclusion: Understanding that allowances are a crucial part of your income we work with lenders to ensure that all aspects of your earnings, including allowances, are considered when assessing mortgage affordability.

Non-UK Taxpayer Support: Being a non-UK taxpayer can complicate the mortgage application process. Liquid Expat Mortgages has established relationships with lenders who understand and accommodate the unique tax situations of pilots and aircrew members.

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pilots and aircrew mortgages
pilots and aircrew mortgages

Your Mortgage Journey with Liquid Expat Mortgages

Clients approaching us often express frustration with lenders unwilling to consider their unique circumstances. At Liquid Expat Mortgages, we believe in a common-sense approach to mortgage assessments.

Our experience in dealing with you means we know that every case is different, and we have proven ways to finding solutions that work for you.

If you’re ready to explore mortgage options tailored to your situation, reach out to us for a free, no-obligation quotation.

Let Liquid Expat Mortgages guide you through a seamless mortgage experience designed with your needs in mind. Join the ranks of Pilots and Aircrew/Cabin Crew who have successfully achieved their mortgage finance objectives.

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Pilot & Aircrew Mortgage Case Studies

Learn about how our expert team helped pilots and aircrew attain Mortgages in the United Kingdom, despite difficult or complex circumstances.

VIEW MORE CASE STUDIES
Case Study – A Cargo Pilot’s Retirement Dream with Liquid Expat Mortgages

Read this great case study on how Liquid Expat Mortgages helped a Cargo Pilot to secure a mortgage for a property near Brighton.

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Case Study – A Flight Attendant’s Journey with Liquid Expat Mortgages

Read this great case study on how Liquid Expat Mortgages helped a Flight Attendant to secure a mortgage for a property in London.

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Case Study – Pilot With Emirates Airline Enters The UK Buy-To-Let Market

Read this great case study on how Liquid Expat Mortgages helped a pilot with Emirates Airline to secure a buy-to-let mortgage in the UK.

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We can help you through the whole Expat Mortgage Application Process

Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.

By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.

Save time and stress

  • We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
  • We will be able to talk you through the process on how best to present your mortgage application.
  • We can help you secure a more favourable rate when exchanging money across borders.

As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

Buy to Let Mortgages for Expats testimonial

­ I would like to thank you and the other behind the scenes staff at Liquid Expat for all your professional help with obtaining a mortgage for us which enabled us to make the purchase of this buy to let property.

Ephram / UK Expat in Israel
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
Buy to Let Mortgages for Expats testimonial

­ I would like to commend the excellent support we received in our recent recent buy to let remortgage application which proceeded faster than we could have hoped. She kept us fully in the picture throughout.

R. Green / UK Expat in Portugal
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.

Excellent
Based on 171 reviews
Ellen Stokes
Ellen Stokes
2023-12-27
We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult. Liquid Expat made it possible and we have just moved into our new home. They are specialists in the field and we would recommend them to all expats needing a mortgage.
Tania Tulen
Tania Tulen
2023-10-14
Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
David Hasdell (Wingaroo)
David Hasdell (Wingaroo)
2023-09-22
Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
Jonathan LH
Jonathan LH
2023-09-14
Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
Catherine Chan
Catherine Chan
2023-08-05
Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
Tracie Harrington Hodges
2023-07-19
After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Matt Jones
Matt Jones
2023-06-27
We're really pleased with the service provided by Liquid Expat - right from the first conversation through to completion - every step has been managed really professionally and the team have helped us through the process. Thanks to Claire and Liam especially for all your support - I have no hesitation in recommending their services.
Sikar Chan
Sikar Chan
2023-06-21
Liquid Expat helped a lot in providing mortgage service and guidance throughout the process. Their response time to my email is super fast! I will use their service again and recommend to my friends and family. Excellent!

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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