About the Liquid Expat Mortgage team

Just like every organisation, Liquid Expat Mortgages’ team has a diverse and dynamic mix to help us deliver consistently high standards and products to our customers worldwide. In almost 15 years of working with UK expats and Foreign Nationals buying or refinancing property in the UK, we have been able to understand the issues faced by mortgage customers and lenders alike. So, unlike other expat mortgage brokers, finding and arranging the best mortgage for your circumstances isn’t all we do at Liquid Expat Mortgages.

Our qualified and experienced team can help you through your entire property-buying journey. We are here to help with all the issues which we know through experience cause delays and can ultimately cause the break down of the buying chain. Our admin support work closely alongside our mortgage advisers to ensure your application reaches its conclusion with the minimum of disruption and stress.

Speak with one of our fully-qualified expat mortgage advisers now.

Call +44 (0) 161 871 1216

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our EXPAT MORTGAGE team

Being able to deliver UK mortgage products to British Expats worldwide, and Foreign Nationals looking to buy or remortgage a UK property, it’s important that we have the right level of training and understanding of our client needs. The ability to work well as a team just makes it easier to deliver and maintain our standards.

We have total belief in what we do, providing products that work and deliver a solution for our customers. That’s what has made us the No 1 UK Expat Mortgage broker.

Stuart Marshall

Stuart Marshall
Managing Director

John Squires

John Squires
Consultant Manager (CeMAP|CeRER)

Nicola Butterworth

Nicola Butterworth
Compliance Manager

Sarah Moss

Sarah Moss
HR Consultant

Ian Featherstone
MENA Manager

Rebecca Pickard

Rebecca Pickard
Consultant (CeMAP)

Philip Clarke

Phil Clarke
Consultant (CeMap)

Joseph McGarry

Joseph McGarry
Consultant (Cii)

Liam Saul

Liam Saul
Senior Coordinator

Nicole Gallagher

Nicole Gallagher
Coordinator

Claire Aspin

Claire Aspin
Coordinator

Jae Smart
Coordinator

Anna Amarante

Anna Amarante
Coordinator

Anisa Ebrahim

Anisa Ebrahim
Coordinator

Fatgyia Abrahams
Coordinator

Shafieka Allie

Shafieka Allie
Coordinator

Shannon Claassen
Coordinator

SIMON KIRKPATRICK

Simon Kirkpatrick
Consultant (CEMAP)

Lawrence Wong

Lawrence Wong
Trainee Consultant

We can help you through the whole Expat Mortgage Application Process

Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.

By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.

Save time and stress

  • We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
  • We will be able to talk you through the process on how best to present your mortgage application.
  • We can help you secure a more favourable rate when exchanging money across borders.

As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

Accessible
Our mortgage consultants are available on the end of the phone or email, as and when you need us.

Approved
Liquid Expat is fully approved by the UK’s Financial Conduct Authority for expat mortgage advice.

Exclusive Market Access
Not only do we have the largest panel of lenders to choose from, but a number of our lenders have exclusive offers only available through Liquid Expat Mortgages.

Experienced
Liquid Expat Mortgages have successfully completed thousands of mortgages and remortgages for expats and foreign nationals since 2007.

Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.

Straightforward
We work quickly, without jargon, to make things happen within your time frame and around your time zone.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

HMO Mortgages for Expats testimonial

­❝ I would like to take the opportunity to express my sincere thanks for the superb service and support I have received from Liquid Expat Mortgages in organising my HMO mortgage in the UK. I fully expected to have had to return to the UK at some point to sort this out. I did not which justified your fee in itself! ❞

C.G. / UK Expat living in Saudi Arabia
HMO Mortgages for Expats testimonial

­❝ I just wanted to drop you a message to let you know of my recent very positive experience with Liquid Expat Mortgages as I have recently acquired a HMO mortgage and completed on a property in Manchester. It’s reassuring to have people you can rely on to help and give advice on what to do next. ❞

R.L. / UK Expat living in Dubai
HMO Mortgages for Expats testimonial

­❝ Thanks to Liquid Expat Mortgages for assisting us in getting our HMO mortgage all sorted. We will definitely be using you again and recommending you to other expats. Everything went smoothly and you helped and kept us in the loop through-out. We have no problem recommending your services. ❞

C.J. / Foreign National in Hong Kong
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.

Excellent
Based on 168 reviews
Catherine Chan
Catherine Chan
2023-08-05
Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
Tracie Harrington Hodges
2023-07-19
After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Matt Jones
Matt Jones
2023-06-27
We're really pleased with the service provided by Liquid Expat - right from the first conversation through to completion - every step has been managed really professionally and the team have helped us through the process. Thanks to Claire and Liam especially for all your support - I have no hesitation in recommending their services.
Sikar Chan
Sikar Chan
2023-06-21
Liquid Expat helped a lot in providing mortgage service and guidance throughout the process. Their response time to my email is super fast! I will use their service again and recommend to my friends and family. Excellent!
Martin Scudder
Martin Scudder
2023-06-20
We had just recently returned back to the UK from New Zealand and faced a number of challenges buying a property back in the UK. Claire provided excellent guidance and assistance in arranging our mortgage, minimising the hassle and bureaucracy and got us a really good deal, particularly against the current economic climate. We also faced a number of challenges when our house purchase didn't materialise and waived the additional fee which was a great help financially. I would go through Liquid Expat Mortgages and again when the time comes to re-arranging our next mortgage and would very much recommend them. Thanks to both Claire and Liam.
Andrew Schildbach
Andrew Schildbach
2023-06-12
Had great help from the team (Claire, Liam & Co) at Liquid Expat who have been able to secure the offer after the bank had suspended all new mortgages. During the application process the team was always accessible on short notice on multiple occasions to assist and push the process along. Thank you Liquid Expat!
James Varley
James Varley
2023-06-06
Always a pleasure to deal with Liam, Claire and the team. A great option for British expats.

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

Get a free quote