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As we reach the halfway point in 2023, Stuart Marshall, CEO of Liquid Expat Mortgages takes a look at where a turbulent year in the UK expat and foreign national mortgage market has led us. Interest Rates Still Rising. Despite multiple increases in the base rate, the Bank of England has increased interest rates again…
18
Jul
Jul
What’s Happening to Mortgage Rates? Mortgage rates are on the rise again, with the Bank of England continuing to increase interest rates to combat high inflation. The Bank of England’s base interest rate is now at 5%. The future outlook does not look to bright either, with analysts now predicting that interest rates will peak…
20
Jun
Jun
Environmental Considerations are Here to Stay. There has been a lot of talk about the energy efficiency of properties in the UK expat and foreign national mortgage market in recent times. This is largely in response to the incoming legislation around EPC ratings for UK rental properties, making it vital for current and would-be investors…
20
Jun
Jun
A great way to combat rising mortgage rates is for UK expat and foreign national investors to make overpayments on their mortgage. In the last three months of 2022, UK homeowners made record overpayments on their mortgages – £6.7 billion. This is likely as a result of homeowners’ fears about rising mortgage rates.
12
Dec
Dec
Because of recent developments, we really are seeing a perfect market for UK expat and foreign national investors at the moment. What’s Happening in the Housing Market? House price growth is currently at its lowest level since February 2020, having dropped to 0.7% over the last three months. The lack of activity in the housing…
14
Nov
Nov
Rental competition is contributing to sky-high profits for existing and would-be UK expat and foreign national investors, with an average of 11 renters pursuing each property that’s available to let. Rental Market Competition. The fierce competition that has been taking place in the rental market in recent history is going nowhere as those looking for…
10
Nov
Nov
Economic and political turbulence has continually contributed to a weaker pound in recent times. When the mini-budget tanked the pound to record lows against the dollar, overseas buyers again began circling UK property in increasing numbers. And though the turbulence seems to be stabilising somewhat, international buyers are still keen to purchase UK property. Here’s…
02
Nov
Nov
International Buyers Making a Resurgence in the UK Property Market. The numbers of international buyers are surging in the UK property market. Much of this upturn in the numbers of foreign national and UK expat buyers is to do with the economic downturn in the UK as the pound continues to suffer and the Bank…
17
Oct
Oct
Liquid Expat Mortgages’ CEO, Stuart Marshall, examines some of the key takeaways from new Chancellor Kwasi Kwarteng’s mini-budget, and explains the implications of the stamp duty cut and mortgage rates for existing and prospective UK expat and foreign national investors. This is part two of a two-part article. To read part one, click here. Stamp…
11
Oct
Oct
Liquid Expat Mortgages’ CEO, Stuart Marshall, examines some of the key takeaways from new Chancellor Kwasi Kwarteng’s mini-budget, and explains the implications for existing and prospective UK expat and foreign national investors. This is part one of a two-part article. To read part two, click here. The Value of the Pound. After the Chancellor’s mini-budget,…