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UK rental yields have hit a staggering 6.93%—the highest in 13 years, according to Paragon Bank’s latest rental yield report (The Intermediary, Feb 2025). For expats and overseas buyers, this signals a prime moment to invest in UK property. At Liquid Expat Mortgages, we’ve spent over 15 years guiding clients from their first buy-to-let (BTL) to thriving, specialized portfolios. With rising rents and competitive expat mortgage rates, now is an excellent time to build wealth through UK bricks and mortar.
25
Feb
Feb
As specialist UK mortgage brokers for expats and foreign nationals, we at Liquid Expat Mortgages have spent over 15 years helping global investors leverage equity for UK property gains. With the April 2025 stamp duty changes reducing the nil rate threshold from £250,000 to £125,000, the cost of buying will rise. However, savvy investors can turn this into an opportunity by leveraging equity in their existing UK property portfolios to secure new assets as demand dips post-deadline.
13
Feb
Feb
For UK citizens living abroad who wish to own property in the UK, expat mortgages offer a straightforward solution. These mortgages are specifically designed to help expatriates navigate the challenges of purchasing property while living overseas. This guide outlines the essentials of expat mortgages, how they work, and how Liquid Expat Mortgages can help expats…
10
Feb
Feb
Buy-to-Let Limited Company Purchases Soaring Again. 2024 was a record year for buy-to-let limited companies, with 60,000 new companies set up to hold buy-to-let properties. This was a huge increase of 23% on the previous record, which was set in 2023, indicating a clear trajectory that 2023’s record year was not a flash in the…
17
Jan
Jan
Despite some early prognostications of doom and gloom after the budget, analysts are optimistic in their forecasts about the UK property market. Liquid Expat Mortgages are amongst the positive forecasters, predicting that it will be a buyer’s market for UK expat and foreign national investors in 2025. A Buyer’s Market. The general feeling from market…
07
Jan
Jan
With the new year comes new year’s resolutions and, for many, investing in UK property is one of the best new year’s resolutions. This is especially true for new investors. 2025 is a brilliant time for first-time UK expat and foreign national investors to start their investment journey in UK buy-to-let property, for a number…
18
Dec
Dec
As a result of Rachel Reeves’ first budget, there were rumours and predictions that the number of landlords purchasing property would fall. However, the UK housing market has once again defied expectations, and landlords are buying more homes despite the tax rise. What Happened in the Budget? Labour’s first budget has had a lot of…
02
Dec
Dec
EPC ratings are increasingly becoming a focus for UK expat and foreign national investors, with new plans in place to impose an EPC requirement on rental properties. But with cost as a limiting factor, how can UK expat and foreign national investors renovate their investment properties? EPC Ratings of C or Above are Required. There…
18
Nov
Nov
In September 2024, there were over 5,300 new buy-to-let limited companies set up. This is 28% higher than any previous September, speaking to the popularity of buy-to-let limited companies at the moment, amid tax concerns for buy-to-let landlords. One of the main drivers for the huge increase in limited companies is to do with the…
13
Nov
Nov
Rachel Reeves’ historic first budget as Chancellor certainly had a lot of talking points. In the build-up to the budget, there was a lot of chatter as to how the labour government’s financial measures would impact investment and mortgage rates. In short, the big headline from the budget was this: labour are going big on…