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Over the last 12 years Liquid has constantly been asked by Expats for Offset Mortgages as they were popular and familiar to them from their time in the UK using banks such as First Direct and Clydesdale Bank to take advantage of the benefits of an Offset Mortgage. Liquid Expat has consistently lobbied lenders to…
20
Jul
Jul
New regulations to rules affecting Houses in Multiple Occupation (aka HMOs) are set to be introduced 1st October 2018 which means it could become more difficult to remortgage or obtain the right level of finance after this key date. With Standard Variable Interest Rates typically higher on HMO Mortgages compared to traditional Buy To…
09
Feb
Feb
How setting up as a limited company can make sense for property owning landlords. Liquid Expat’s reach as the leading authority for expat UK mortgages includes helping clients purchasing or refinancing UK buy-to-let property through a limited company. Upcoming changes to UK tax make this service potentially more valuable than ever. The questions we…
16
Dec
Dec
Borrowers for UK investment property will face stricter lending criteria when approaching buy-to-let (BTL) mortgage lenders in 2017, as new regulations from the Prudential Regulation Authority (PRA) take effect from the 1st January. To prevent and restrict the amount of debt investors are taking on, the PRA is introducing another sensible affordability check. This will…