Where Are The Most Popular Places To Invest Globally?

The world is an expansive place of opportunity, and the global property market is no exception, with investment rising by 13.2% in 2017. Last year also saw an increase in UK house price growth in particular, with London attracting more international property investment than any other city across our globe.   Here, we take a…

How To Get An Airbnb Mortgage

Few companies have matched the success of Airbnb in the last decade. The service, which enables anyone to market their property as a lettings space, recently reported that their hosts earn an average of £3,000 a year – a staggering number when you take into consideration that they typically let their rooms or entire homes…

What Should I Consider When Buying To Let Property As An Expat?

If you’ve never considered entering the lucrative property market as an expat before, you’re likely to have numerous questions. GoSimpleTax have already detailed the rules around declaring tax effectively for landlords, but it’s also imperative to have comprehensive knowledge on the mortgage aspect.   Specialist mortgage brokers, Liquid Expat Mortgages, are here to guide you…

The Emerging Landlords: The New Kids On The Block

The UK rental market has traditionally been the territory of older men – those in their 50s and 60s at the end of their professional careers, turning to rental income for their later-life sustenance. But that is changing. The 2010s have witnessed an influx of younger rental investors taking their chance on a portfolio.  …

Ready, “Offset”, Go!

Over the last 12 years Liquid has constantly been asked by Expats for Offset Mortgages as they were popular and familiar to them from their time in the UK using banks such as First Direct and Clydesdale Bank to take advantage of the benefits of an Offset Mortgage. Liquid Expat has consistently lobbied lenders to…

HMO Landlords – Don’t delay.

New regulations to rules affecting Houses in Multiple Occupation (aka HMOs) are set to be introduced 1st October 2018 which means it could become more difficult to remortgage or obtain the right level of finance after this key date.   With Standard Variable Interest Rates typically higher on HMO Mortgages compared to traditional Buy To…

The Tax-Efficient Way for Buy-to-Let.

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How setting up as a limited company can make sense for property owning landlords.   Liquid Expat’s reach as the leading authority for expat UK mortgages includes helping clients purchasing or refinancing UK buy-to-let property through a limited company. Upcoming changes to UK tax make this service potentially more valuable than ever. The questions we…

New Year, New Buy-To-Let Mortgage Regulations

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Borrowers for UK investment property will face stricter lending criteria when approaching buy-to-let (BTL) mortgage lenders in 2017, as new regulations from the Prudential Regulation Authority (PRA) take effect from the 1st January. To prevent and restrict the amount of debt investors are taking on, the PRA is introducing another sensible affordability check. This will…