Credit CheckHow setting up as a limited company can make sense for property owning landlords. Liquid Expat’s reach as the leading authority for expat UK mortgages includes helping clients purchasing or refinancing UK buy-to-let property through a limited company. Upcoming changes to UK tax make this service potentially more valuable than ever. The questions we…
16
Dec
Dec
Borrowers for UK investment property will face stricter lending criteria when approaching buy-to-let (BTL) mortgage lenders in 2017, as new regulations from the Prudential Regulation Authority (PRA) take effect from the 1st January. To prevent and restrict the amount of debt investors are taking on, the PRA is introducing another sensible affordability check. This will…
27
Jul
Jul
Three weeks on from the EU referendum, Liquid Expat Mortgages assess the likely impact of Brexit on expat mortgages for UK property. After months of debate surrounding the EU referendum, the possibility of Brexit has become very much a reality. As Britain begins to detangle itself from Europe, investors are watching the markets with…
27
Jul
Jul
New opportunities for borrowers Stuart Marshall, Managing Director of Liquid Expat takes a fresh look at expat mortgages following the Brexit vote. For expats considering mortgaging to fund the purchase of a UK property, the Brexit vote calls for a fresh perspective on the state of the market. For one thing, the exchange rate ‘bonus’…
13
May
May
In March, the Bank of England revealed that it plans to introduce stricter rules for buy-to-let mortgage underwriting. Whilst the new rules were criticised by some as another attack on landlords and expat investors, Liquid Expat Mortgages believes the new PRA rules wouldn’t be nearly as bad as they sound. However, it is likely to…
04
May
May
Spain is once again becoming a hotbed for property investment, as low interest rates, rising property prices and growing confidence in the Spanish economy spur interest from expats and foreign nationals in the region. In light of these favourable conditions, mortgage approvals rose 19.8% in 2015, marking a paradigm shift in the direction of the…
18
Mar
Mar
A wave of regeneration investment has been sweeping through the heart of Manchester over the past 25 years, transforming the city and its fortunes. Olympic bids, IRA bombings, fading industries and a general sense that the centre of the city needed a fresh start. This chequered past has defined Manchester’s modern history and determined how…
01
Mar
Mar
As the 2016 Titans Cup gets underway, Liquid Expat Mortgages is proud to be one of the sponsors of IPG’s prestigious golfing event. 1st March 2016 Tomorrow marks the start of the most high-profile golfing event in the Middle East, the Titans Cup 2016. Hosted by leading property investment firm, IP Global, the first leg…
29
Feb
Feb
New 3% Stamp Duty on Second Homes: Your Questions, Answered As the government introduces a new levy for second homes, many property buyers have been left confused about the incoming policy, and how it affects their position. The final details are to be announced on the 16th March, so the infrastructure isn’t yet set in…
27
Nov
Nov
An update to the UK’s stamp duty Wednesday’s Autumn Statement from UK Chancellor George Osborne brought an unexpected Stamp Duty rise for buy-to-let investors, along with significant investment in homebuilding. The UK government’s 2015 Spending Review and Autumn Statement on Wednesday afternoon saw the announcement of a number of policies aimed at stimulating demand from…