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A Golden Era for Expat Investors
UK rental yields have hit a staggering 6.93%—the highest in 13 years, according to Paragon Bank’s latest rental yield report (The Intermediary, Feb 2025). For expats and overseas buyers, this signals a prime moment to invest in UK property.
At Liquid Expat Mortgages, we’ve spent over 15 years guiding clients from their first buy-to-let (BTL) to thriving, specialized portfolios. With rising rents and competitive expat mortgage rates, now is an excellent time to build wealth through UK bricks and mortar.
UK Rental Yields – The Numbers Speak Volumes
Paragon’s report reveals UK rental yields rose from 6.72% in Q3 2024 to 6.93% in Q4, marking a 0.30% year-on-year increase—a result of rents outpacing house price growth.
In high-demand regions like the North West (7.84%) and Wales (8.09%), yields soar even higher, while HMOs deliver an impressive 8.4%—proving that strategic investing pays off. Compare this to expat mortgage rates we secure, often around 5.5%, following the Bank of England’s recent 0.25% base rate cut to 4.50%. The yield-to-cost gap is a landlord’s dream.
Since 2009, we’ve helped expats start with a single BTL—often requiring just a 25% deposit—and scale to complex investments like multi-unit blocks. According to Zoopla’s December 2024 Rental Market Report, UK rents are forecast to rise another 4% in 2025, outstripping house price growth at 2.5%. This further boosts yields, especially in affordable areas where demand remains insatiable—rental stock is still 18% below pre-pandemic levels (Zoopla).
For overseas investors, a weaker pound enhances affordability, while UK tenant demand—up 67% since 2017 (Paragon)—ensures steady income. Rightmove’s 2024 data shows rental enquiries have doubled pre-pandemic levels, with rents increasing 40% in five years, compared to 28% earnings growth. These figures underscore why UK property remains a top asset class.
Ready to seize this opportunity?
Whether it’s your first BTL or a portfolio expansion, our expert team at Liquid Expat Mortgages is here to unlock tailored financing and turn rising rents into your success story. Contact us today!
Liquid Expat Mortgages
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