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Expat Investors Should Consider Changes to Energy Efficiency Standards Regulations From 1st April 2018 landlords of UK properties will need to comply with new minimum energy efficiency standards. Buy-to-Let investors who fail to obtain an Energy Performance Rating (EPC) rating of E or better by next April may find it harder to let their UK…
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Apr
Apr
Liquid Expat is proud to announce its nominated charity for 2017 is Goal 50 Founded in 2010, the charity was initially set up to assist a South African football academy in achieving its goal of purchasing/building a small orphanage in Cape Town. Since then the charity’s mission is to deliver football academies and feeding programmes,…
29
Mar
Mar
How increasing demand is turning the Highlands into a hot spot Investing in UK property never ceases in popularity, but for expats and foreign nationals this can be a complex process. Whilst mortgage options for expats have always been available for English and Welsh property, there has always been a very limited choice for Scottish…
09
Feb
Feb
How setting up as a limited company can make sense for property owning landlords. Liquid Expat’s reach as the leading authority for expat UK mortgages includes helping clients purchasing or refinancing UK buy-to-let property through a limited company. Upcoming changes to UK tax make this service potentially more valuable than ever. The questions we…
16
Dec
Dec
Borrowers for UK investment property will face stricter lending criteria when approaching buy-to-let (BTL) mortgage lenders in 2017, as new regulations from the Prudential Regulation Authority (PRA) take effect from the 1st January. To prevent and restrict the amount of debt investors are taking on, the PRA is introducing another sensible affordability check. This will…
27
Jul
Jul
Three weeks on from the EU referendum, Liquid Expat Mortgages assess the likely impact of Brexit on expat mortgages for UK property. After months of debate surrounding the EU referendum, the possibility of Brexit has become very much a reality. As Britain begins to detangle itself from Europe, investors are watching the markets with…
27
Jul
Jul
New opportunities for borrowers Stuart Marshall, Managing Director of Liquid Expat takes a fresh look at expat mortgages following the Brexit vote. For expats considering mortgaging to fund the purchase of a UK property, the Brexit vote calls for a fresh perspective on the state of the market. For one thing, the exchange rate ‘bonus’…
13
May
May
In March, the Bank of England revealed that it plans to introduce stricter rules for buy-to-let mortgage underwriting. Whilst the new rules were criticised by some as another attack on landlords and expat investors, Liquid Expat Mortgages believes the new PRA rules wouldn’t be nearly as bad as they sound. However, it is likely to…
04
May
May
Spain is once again becoming a hotbed for property investment, as low interest rates, rising property prices and growing confidence in the Spanish economy spur interest from expats and foreign nationals in the region. In light of these favourable conditions, mortgage approvals rose 19.8% in 2015, marking a paradigm shift in the direction of the…
22
Mar
Mar
As the EU referendum looms, Liquid Expat Mortgages explore the likely consequences of Brexit for expat investors and specialist lenders. 22nd March 2016 With just three months until the EU referendum, intention polls show that opinion could swing either way in the run up to 23rd June. As the odds close in, many…