Over the last 12 years Liquid has constantly been asked by Expats for Offset Mortgages as they were popular and familiar to them from their time in the UK using banks such as First Direct and Clydesdale Bank to take advantage of the benefits of an Offset Mortgage. Liquid Expat has consistently lobbied lenders to…
New regulations to rules affecting Houses in Multiple Occupation (aka HMOs) are set to be introduced 1st October 2018 which means it could become more difficult to remortgage or obtain the right level of finance after this key date. With Standard Variable Interest Rates typically higher on HMO Mortgages compared to traditional Buy To…
Expats are right to think carefully about their British property investments. It’s fair to want to know how cash can be reined in for current or future buy-to-let properties. Thankfully there are routes for investors to pursue, each of which can help ease financial pressures on your portfolio. These are the most prominent cost-saving tricks…
Buy-to-let prospects are very healthy in the UK property market. House prices are rising by 5% every year, giving property investors confidence to put their money on British soil. However, to ensure you get the best from your investment property, it’s sensible to gauge where the best areas are for the highest yields and price…
Brexit may be the defining turn in recent political history, but the Northern Powerhouse isn’t far behind it. Envisioned by ex-Chancellor George Osbourne several years ago, the policy has outlasted those who set it up. The result is that we are seeing a spate of North West property investment, where the Powerhouse is being built….
Lenders like to tempt property investors with a fixed rate mortgage deal. Whilst you may save money in the opening years of a contract, it is common for the deal to change to what is known as an SVR (Standard Variable Rate) mortgage after a certain period of time. Understanding what an SVR mortgage entails,…
The UK is a haven of great investment property opportunities. In recent years, the tracker mortgage has grown in popularity thanks to the Bank of England’s low rates, but with hints of rates going up it might be time to review your tracker mortgage deal. Tracker mortgages are designed to track the Bank of England…
It comes as no shock that house prices in Britain have been steadily rising for the last few years. Yet we don’t have it as bad as other countries; they see the United Kingdom as a great destination for portfolio investment. Australia, for instance, is producing some of the highest BTL (Buy-to-Let) figures for expat…
When you buy a residential property – either to live in or let – with the help of a mortgage, you’ll have a number of product options to explore. Typically, a mortgage deal will consist of a lower interest rate for an agreed initial period, before moving you on to another plan once this period…
The arrival of March signals spring clean fever for many households. Likewise, you may want to spruce up your own UK buy-to-let properties, so they look their best for current and prospective tenants. Yet beyond this, it’s wise to review your financial model too – the mortgage deals, costs and decisions that are limiting your…