We’re available 24/7, call us on:
Find a great deal on a Holiday Let Mortgage!
Buy a holiday home in the UK with the help of a Holiday Let Mortgage Specialist
Holiday Let Mortgages are bespoke mortgages that enable you to buy a holiday home and allow you to let it out to tourists and visitors on a short-term basis. What’s more you can stay in it whenever you fancy a break back in the UK.
FREE pre-approval in 24 hours
Our unparalleled experience and knowledge of the UK Holiday Let Mortgage Market ensures our clients get access to the best possible mortgage or remortgage for their personal circumstances and needs.
Exclusive UK Expat Mortgage Rates
Discover our latest special offers and low mortgage rates from the largest panel of UK providers.
LIMITED TIME OFFERS
Residential Mortgages
Rates starting from 0.84% up to 60% Loan to Value
Rates starting from 1.04% up to 75% Loan to Value
Rates starting from 2.44% up to 80% Loan to Value
Get a free quote
LIMITED TIME OFFERS
Buy-to-Let Mortgages
Rates starting from 2.69% up to 65% Loan to Value
Rates starting from 2.74% up to 70% Loan to Value
Rates starting from 2.99% up to 75% Loan to Value
Rates starting from 3.35% up to 80% Loan to Value
Get a free quote
LIMITED TIME OFFERS
Holiday-Let Mortgages
Rates starting from 2.89% up to 65% Loan to Value
Rates starting from 3.09% up to 70-75% Loan to Value
These offers depend on your personal circumstances.
Get a free quote
NEW EXCLUSIVE LIQUID EXPAT MORTGAGE OFFER
Expat UK Residential Mortgage / Remortgage
Rates starting from only 2.99% up to 85% Loan to Value
ONLY 15% DEPOSIT REQUIRED - THE LOWEST EVER FOR EXPATS
For British Expats who are currently based in Hong Kong, Japan, Kuwait, New Zealand, Qatar, Saudi Arabia, Singapore, South Korea, Switzerland, UAE, or the UK
Get a free quote
Speak with a mortgage adviser at a time that suits you
With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.
Liquid Expat is your Specialist Expat Mortgage Broker
Liquid Expat Mortgages are specialists in providing UK Expat Mortgages, Non-UK Resident Mortgages and Foreign National Mortgages for property in the United Kingdom.
Accessible
Our mortgage consultants are available on the end of the phone or email, as and when you need us.
Approved
Liquid Expat is fully approved by the UK’s Financial Conduct Authority for expat mortgage advice.
Exclusive Market Access
Not only do we have the largest panel of lenders to choose from, but a number of our lenders have exclusive offers only available through Liquid Expat Mortgages.
Experienced
Liquid Expat Mortgages have successfully completed thousands of mortgages and remortgages for expats and foreign nationals since 2007.
Experts
Our expert mortgage consultants are fully qualified with extensive UK Mortgage market knowledge.
Straightforward
We work quickly, without jargon, to make things happen within your time frame and around your time zone.
We’ll be your guide to securing a UK expat mortgage
As a specialist UK expat mortgage broker we can guide you through even the most complex overseas mortgage or remortgage process.
With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.
Frequently Asked Questions
I’m currently living/working abroad. Can I get a mortgage in the UK?
Despite what you may have heard elsewhere, yes you most definitely can! We have over 12 years experience in helping UK expats and foreign nationals like you to buy or remortgage property in the United Kingdom. We have special access to over 45 British lenders who will accept applications from overseas.
Get a quote
Can you help me to arrange a mortgage around my timezone?
Yes we can. Our friendly mortgage advisers are available 24 hours a day to help you with any questions you may have about expat mortgages or mortgage application.
Get a quote
Can you arrange a choice of lenders for my expat holiday let mortgage?
Yes we can. Request a free no-obligation quote and one of our mortgage consultants will search over 45 British expat lenders with different offers so that we can settle on the best one for your precise circumstances.
Get a quoteJoin the thousands of expats already using Liquid Expat
Hear from some of our clients about their experience with Liquid Expat Mortgages.
❝ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much. ❞
❝ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week. ❞
❝ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth. ❞
We can help you through the whole Holiday Let Mortgage Application Process
Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat holiday let mortgage application process.
By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.
Save time and stress
- We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
- We will be able to talk you through the process on how best to present your mortgage application.
- We can help you secure a more favourable rate when exchanging money across borders.
As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.
Copyright © 2026 Liquid Expat Mortgages, All rights reserved.
Privacy Policy. Terms & Conditions. Procedures. Sitemap. Website by Ulysses Marketing.
DISCLAIMER: Liquid Expat and Liquid Expat Mortgages are the trading styles of Liquid Complete Limited. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority (FCA), FCA Firm Reference Number 685425, and Company Registration Number 09438556. Registered Office: Pheonix House, 2 Huddersfield Road, Stalybridge, SK15 2QA. The content of the articles on this site and any emails provided to you are for informational and illustrative purposes only and are not intended as financial, legal, or tax advice.
Liquid Expat Mortgages is authorised and regulated by the Financial Conduct Authority (FCA) to provide mortgage and protection advice. The FCA does not regulate certain investment mortgage contracts, and any views expressed herein may include unconventional or contrarian perspectives that do not necessarily reflect standard industry practices or regulatory guidance. Your home or property may be repossessed if you fail to keep up repayments on a mortgage or any other debt secured against it. We are not authorised to provide financial, legal or tax advice, and we strongly recommend consulting a qualified professional for personalised guidance tailored to your circumstances before making any financial decisions.
Credit Check