Competitive UK Mortgage Rates for Expats & Foreign Nationals
Explore Current Rates & Offers
Buy-to-Let Rates starting from 3.15%*
Residential Rates starting from 4.08%
Some lenders may also offer additional incentives and offers such as:
● Zero Bank Arrangement Fees*
● Free Valuations*
● Lender Contribution to Legals*
● Free Legals* ● Fixed Mortgages*
* Incentives & fees vary by lender and product.
GET YOUR FREE QUOTE!
We work with a wide panel of UK lenders to secure highly competitive mortgage options tailored for Expats and Foreign Nationals. All applications are handled by longstanding specialists in expat and overseas lending.
Don’t miss out if you’re hoping rates will reduce throughout the year, just ask us about our Interest Rate Assurances*
93% of our applicants are successfully offered UK mortgage options
HERES HOW
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Step 1 – We learn about you and find your perfect mortgage
We try not to talk in jargon and once we clarify the basic details of your enquiry and circumstances, we can quickly provide options as we have exclusive market access with the largest panel of lenders of any expat broker.
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Step 2 – Speak with your dedicated team of UK expat mortgage experts
As a completely independent team of expat mortgage specialists, we have no obligations other than ensuring you receive the best and most valuable service possible. We are available to speak on the Phone, Email, WhatsApp, Zoom call and will try to accommodate a time that suits where you live in the world.
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Step 3 – We’ll sort out your mortgage application
We provide on-going guidance and support from obtaining a Decision in Principle through to Completion of your UK mortgage. We can help minimise disruptions and contain costs when it comes to supplying the correct paperwork and identity requirements.
Join the thousands of Expats and Foreign Nationals that we have helped over the last 15 years!
Liquid Expat Mortgages Interest Rate Assurance
** Given the Volatility of Mortgage Rates, please rest assured that if and when your chosen Lender reduces their pricing throughout your Application Process, we will automatically Check and Ensure your product is Switched to a more competitive product prior to the Final Mortgage Offer being Issued, subject to specific lender policy and potential product switching fees.
We recently saved a client over £800 per month by switching their chosen product at Approval stage to a cheaper product with the same lender prior to the Offer being issued. Please ask us for more details about our Interest Rate Assurance when we speak.
Book a callTry our UK Expat Mortgage Calculator
Calculate how much you can afford to borrow with our UK Expat Mortgage Calculator. This calculator helps you discover your potential monthly payments for residential mortgages, buy-to-let mortgages, remortgages, or any other type of mortgage finance.
Try our other Calculators:
UK Expat Mortgage Calculator
Get a Decision In Principle now
Complete our full fact-find online now so that your mortgage advisor gets all the details required to process a Decision in Principle with the lender. They’ll discuss this with you before processing.
Decision In Principle
Tailored To Your Needs
Once we have your full details, we’ll be able to tailor the perfect mortgage deal to match your exact needs.
Save Your Progress
No need to complete our online form in one sitting, simply save your progress and then come back later.
GET Unlimited support
With Liquid Expat you’ll get your very own mortgage expert to guide you through the whole process.
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DISCLAIMER: Liquid Expat and Liquid Expat Mortgages are the trading styles of Liquid Complete Limited. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority (FCA), FCA Firm Reference Number 685425, and Company Registration Number 09438556. Registered Office: Pheonix House, 2 Huddersfield Road, Stalybridge, SK15 2QA. The content of the articles on this site and any emails provided to you are for informational and illustrative purposes only and are not intended as financial, legal, or tax advice.
Liquid Expat Mortgages is authorised and regulated by the Financial Conduct Authority (FCA) to provide mortgage and protection advice. The FCA does not regulate certain investment mortgage contracts, and any views expressed herein may include unconventional or contrarian perspectives that do not necessarily reflect standard industry practices or regulatory guidance. Your home or property may be repossessed if you fail to keep up repayments on a mortgage or any other debt secured against it. We are not authorised to provide financial, legal or tax advice, and we strongly recommend consulting a qualified professional for personalised guidance tailored to your circumstances before making any financial decisions.
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