Liquid Expat

We’re available 24/7, call us on:
+44 161 871 1216

Liquid Expat

We’re available 24/7, call us on:
+44 161 871 1216

Exclusive Expat Buy-to-Let Mortgages

Eligibility & Loan based on the Rental Income & No Proof of Income Required

Expat 5 Year Fixed Rate from 3.39% for UK BTL Purchases or Remortgages
Developed for Self Employed & Complicated Income Proof for Expats
Free Valuation & Up to £500 Cashback*

No 1 UK based expat specialist mortgage broker, Liquid Expat Mortgages presents a NEW buy-to-let product ideal for Self Employed, Contractors & Professionals.

Check your UK Mortgage Options Now

ENQUIRE NOW

Exclusive Expat Buy-to-Let Mortgages

Eligibility & Loan based on the Rental Income
and No Proof of Income Required

Expat 5 Year Fixed Rate from 3.39% for UK BTL Purchases/Remortgages
Developed for Self Employed & Complicated Income Proof for Expats
Free Valuation & Up to £500 Cashback*

No 1 UK based expat specialist mortgage broker, Liquid Expat Mortgages presents a NEW buy-to-let product ideal for Self Employed, Contractors & Professionals.

Check your UK Mortgage Options Now

GET A FREE QUOTE

Exclusive Expat Buy-to-Let Mortgages

Eligibility & Loan based on the Rental Income & No Proof of Income Required

Expat 5 Year Fixed Rate from 3.39% for UK BTL Purchases or Remortgages

Developed for Self Employed & Complicated Income Proof for Expats

Free Valuation & Up to £500 Cashback*

No 1 UK based expat specialist mortgage broker, Liquid Expat Mortgages presents a NEW buy-to-let product ideal for Self Employed, Contractors & Professionals.

Check your UK Mortgage Options Now

ENQUIRE NOW

Exclusive UK Expat Mortgage Rates

Discover our latest special offers and low mortgage rates from the largest panel of UK providers.

Speak with a mortgage adviser at a time that suits you

Finding the best UK Mortgage deal can be tricky while living and working overseas. We have over 14 years experience in helping expats and foreign nationals like you to find the best mortgage rate for your circumstances. Our expert advisers will guide you through the whole process.

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Excellent
Based on 171 reviews
Ellen Stokes
Ellen Stokes
2023-12-27
We came back to the UK in July 2022 after almost 20 years abroad and discovered that, as an "expat", borrowing for a new home is very difficult. Liquid Expat made it possible and we have just moved into our new home. They are specialists in the field and we would recommend them to all expats needing a mortgage.
Tania Tulen
Tania Tulen
2023-10-14
Excellent communication and great service. Explained the process every step of the way and were always responsive by email and whatsapp. Thank you!
David Hasdell (Wingaroo)
David Hasdell (Wingaroo)
2023-09-22
Great process from start to finish - from knowledge of the market and carefully tailoring products to suit our needs, and then super-efficient assistance right through the whole application process.
Jonathan LH
Jonathan LH
2023-09-14
Liquid Expat are superb. They were fast, professional and went the extra mile to help us secure our mortgage. And I had a TRICKY case for them (British citizen living in Zambia and purchasing in the UK) bit they managed to get it solved. Total rock stars, all of them
Catherine Chan
Catherine Chan
2023-08-05
Thank you so much to Rebecca and Fatgiya. They are absolutely professional in guiding me throughout the whole application. It was super struggle to answer thousands of questions from the lender but Fatgiyi help me solve them one by one. They definitely deserve a 5 stars!
Tracie Harrington Hodges
Tracie Harrington Hodges
2023-07-19
After an initially shakey experience with a staff member who subsequently left Jae came in like a super hero and helped me to get this deal done. I have been having an immense amount of trouble with my own legal representation (!!!!) and Jae has been the guiding light.
Matt Jones
Matt Jones
2023-06-27
We're really pleased with the service provided by Liquid Expat - right from the first conversation through to completion - every step has been managed really professionally and the team have helped us through the process. Thanks to Claire and Liam especially for all your support - I have no hesitation in recommending their services.
Sikar Chan
Sikar Chan
2023-06-21
Liquid Expat helped a lot in providing mortgage service and guidance throughout the process. Their response time to my email is super fast! I will use their service again and recommend to my friends and family. Excellent!
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Why choose Liquid Expat Mortgages?

For over 14 years Liquid Expat has been helping expats and foreign investors find great mortgage deals on properties in the UK. In fact, we’ve secured over £2 billion in mortgages for our clients already.

We’ll be your guide to securing a UK expat mortgage

As a specialist UK expat mortgage broker we can guide you through even the most complex overseas mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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Frequently Asked Questions

Despite what you may have heard elsewhere, yes you most definitely can! We have over 12 years experience in helping UK expats and foreign nationals like you to buy or remortgage property in the United Kingdom. We have special access to over 45 British lenders who will accept applications from overseas.

Get a quote

Yes we can. Our friendly mortgage advisers are available 24 hours a day to help you with any questions you may have about expat mortgages or mortgage application.

Get a quote

Yes we can. Request a free no-obligation quote and one of our mortgage consultants will search over 45 British expat lenders with different offers so that we can settle on the best one for your precise circumstances.

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Join the thousands of expats already using Liquid Expat

The level of service we provide to our customers at Liquid Expat Mortgages is really important and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.

Paul Testimonial

­ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you!

Paul / UK Expat living in Dubai
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in the USA
Danielle Testimonial

­ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom.

Danielle / UK Expat living in HK
Pete Testimonial

­ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you!

Pete / UK Expat living New Zealand
Helen Testimonial Qatar

­ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful.  You really are expat specialists! 

Helen / UK Expat living in Australia
Nira Testimonial

­ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly.

Nira / Foreign National living and working in New Zealand
Kaleb Testimonial

­ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice.

Kaleb / Foreign National living and working in Spain
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Hong Kong
N.T.O Testimonial

­ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much.

Nate / UK Expat living in Australia
Sarah Testimonial

­ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week.

Sarah / UK Expat living in Australia
Sato Testimonial

­ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth.

Sato / Foreign National living and working in Australia
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We can help you through the whole Expat Mortgage Application Process

Liquid Expat Mortgages with its experienced and qualified team of mortgage brokers can support you through the whole UK expat mortgage application process.

By working with you we can help minimise the disruption and contain costs when it comes to supplying the correct paperwork and identity requirements.

Save time and stress

  • We can work with the lender to present your case better and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad.
  • We will be able to talk you through the process on how best to present your mortgage application.
  • We can help you secure a more favourable rate when exchanging money across borders.

As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

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*Dependent upon loan amount and subject to remortgage product only.

Copyright © 2024 Liquid Expat Mortgages, All rights reserved. Privacy Policy. Terms & Conditions. Procedures.
DISCLAIMER: Liquid Expat Mortgages is a trading style of Liquid Complete Ltd, trading address: Suite 4b, Link 665 Business Centre, Todd Hall Road, Rossendale, BB4 5HU, United Kingdom. Registered in England & Wales address Phoenix House, 2 Huddersfield Road, Stalybridge, SK15 2QA, United Kingdom. Company No 09438556. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority. Firm reference number 685425. The FCA does not regulate some investment mortgage contracts. Your home may be repossessed if you do not keep up repayments on a mortgage or any debt secured against it.