First Time Home Buyer UK Mortgages for Expats

Whether you are planning to return to the UK, or would like to invest in the UK property market, being a first time home buyer while living and working overseas can make obtaining a mortgage difficult. Liquid Expat Mortgages can help you through every part of the first time home buyer mortgage process.

We have developed long lasting relationships with lenders of all sizes, from boutique mortgage firms to the major high street providers – giving you greater choice and freedom.

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Our team of experienced expat mortgage specialists can simplify the process of finding and securing a first time home buyer mortgage for a property in the UK – without you even needing to set foot in the country.

Speak with one of our first time home buyer expert advisers today.

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UK Residential Mortgages

Can a British Expat or Foreign National get a Mortgage in the United Kingdom?

The question is a common one, and the short answer is yes – but you may already know from experience that applying for a UK mortgage whilst living abroad can be difficult. British expats and foreign nationals often face more checks and complicated paperwork requirements. Your mortgage application can also be affected by your personal circumstances, such as which country you are currently residing in. Meanwhile, if you’re paid in foreign currency, the process will likely be even more complicated.

That’s where Liquid Expat Mortgages can help, we are a specialist expat mortgage broker who have been helping clients like yourself to secure UK mortgages since 2007. Whether you want the best mortgage rates or are simply looking for more information, our brokers have many years’ experience in sourcing mortgage finance for expats and foreign national clients and can advise accordingly.

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Helping You Through the Expat Mortgage Application Process

Most high street lenders lack expat mortgage options and support structures for Expats or Foreign Nationals seeking finance. This is where a specialist UK expat mortgage broker is usually necessary to ensure your application meets the right criteria and is directed to the appropriate lender. Any available mortgage product will depend on your specific circumstances.

Our consultants and dedicated support team will guide you through the entire UK mortgage application process. We'll identify all of the requirements, including income and visa status. We help reduce disruption, contain your costs, and save you time.

We’re here to Save Time and Take Away the Stress

  • We work with the lender to present your case and ensure an underwriter doesn’t make assumptions based on the fact you live and work abroad or have only recently moved to the UK.

  • We can talk you through the process on how best to present your mortgage application.

  • As a completely independent team of expat mortgage specialists – we have no obligations other than ensuring you receive the best and most valuable service from our team.

  • We can help you secure a more favourable rate when exchanging money across borders.
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First Time Home Buyer Mortgage Case Studies

Learn how our team at Liquid Expat Mortgages has helped expats and foreign nationals living overseas secure UK first time home buyer mortgages despite facing difficult or complex circumstances.

VIEW MORE CASE STUDIES
Case Study – UK Expat Mortgages No Matter Where You Live In The World

In this case study, we explore the experience of an UK expat who is a first-time UK homebuyer and required a mortgage to purchase a property back in Southampton, UK.

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Case Study – Dream Home Purchase For Expat First Time Buyers

Read this great case study on how Liquid Expat Mortgages helped a British Expat couple in Dubai purchase a residential property in the UK as first time buyers.

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Case Study – Expat First Time Buyer With Variable Income

Read this great case study on how Liquid Expat Mortgages helped a British expat in Kuwait purchase a UK property for his family as a first time buyer.

Read more
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Liquid Expat is your Specialist Expat Mortgage Broker

Liquid Expat Mortgages has been providing expat mortgages since 2007. Our many years of experience and relationships built up with lenders means that we can find the very best mortgage for your needs.

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Liquid Expat Mortgages Testimonials

Hear from some of our clients about their experience with Liquid Expat Mortgages.

first time buyer expat mortgage testimonial

­ I couldn’t have asked for greater support in what was my first property purchase. I would have happily spent more money on the service that you provided and I would not hesitate to recommend Liquid Expat Mortgages to other expats like me looking for a first time mortgage.

S.K / UK Expat living in Dubai
first time buyer expat mortgage testimonial

­ I would just like to say a big thank you to Liquid Expat for putting up with one million questions from me. This was my first property purchase and dealing with the additional complications meant I needed a lot of guidance and assurance the process was on track.

H.A / UK Expat living in Qatar
Buy to Let Mortgages for Expats testimonial

­ Buying a property overseas as a first time buyer is not a stress free process, but Liquid Expat Mortgages has been instrumental in reducing my level of stress and ultimately securing a great expat mortgage lender for me in the United Kingdom.

M.C / Foreign National in Hong Kong
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Liquid Expat Mortgages Reviews

Read reviews left by our clients on Google.

Your guide to expat mortgages

As a specialist expat mortgage broker based in the United Kingdom, we can guide you through even the most complex overseas UK mortgage or remortgage process.

With over a decade of experience, we can quickly assess your case and then immediately place you with the most suitable lender and the best possible terms to suit your personal circumstances.

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