Why Choose Liquid Expat Mortgages

• Authorised and regulated by the Financial Conduct Authority.
• Access to the largest Number of UK Expat Mortgage Lenders.
• Whole-of-market mortgage advice.
• Helping customers secure the right mortgage since 2007!

Fast-Track Your Mortgage
Decision in Principle in 24 Hours

If you don’t want to wait, you can obtain a decision in principle within 24 hours by completing the Fact Find below. Fact Find takes less than 10 minutes to complete. Completing it now will help us secure the best lender options immediately.

Step 1 – Complete your fact find
Step 2 – A specialist expat mortgage broker reviews your details
Step 3 – Receive your Decision in Principle within 24 hours (DIP)

It’s quick, you can save your progress, and there’s no credit search—so no impact on your credit record.

Real stories. Real results.

Discover how we’ve helped clients around the world secure their UK property goals with confidence.

 
 
 
 
  
 
4.7
 
4.7
 
Top Rated Service
 
 
 Verified by Trustindex  
 
Top Rated Service
 
 
 4.7 Excellent rating Last 12 months 
 
 New reviews collected regularly Recent review activity detected 
 
 Leading Service Google Maps rating and review data 
 
 Verified by Trustindex Based on real customer reviews Learn more 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Husain Ayoob 
 
1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
Absolutley incredible service. Exceptionally friendly and worked through all sorts of problems on my behalf.

If looking for a responsive, high attention to detail broker you found it.
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Sandeep Bassi 
 
19 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
Raja Majeed was very attentive for complex remortgage. Very happy with the service offered. He went over and beyond to explain all my options and has been on hand to go through the process. Very impressed and I have used their services more than once now. Can not be more happy with everything. Thanks Raja
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Safina Saddique 
 
81 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable.

Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us.

We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Leonarda and Callum H.C 
 
179 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Heather Mitchell 
 
267 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation.

Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Tony M 
 
303 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Peet Kok 
 
309 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Hailey Luk 
 
472 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly.

A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring.

Truly appreciate all your support!
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 Optimistic 
 
501 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
David:  I can rightfluly say that your swift work was  life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)...  and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
  
 
 
 
 
 
 Posted on Google  
 
 
 
 
 
 H Coops 
 
623 days ago
 
 
 Trustindex verifies that the original source of the review is Google. 
Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
  
 
 
 
 
 
 
 
 
 

Complete Reassurance with Our Interest Rate Assurance Promise

Mortgage rates can change quickly but rest assured, we’ll continuously monitor your chosen lender’s pricing throughout your application. If a better deal becomes available (with the same lender), we’ll automatically switch you to it before the final offer is issued* – potentially saving you hundreds per month. We recently saved one client over £800/month by securing a lower rate at the approval stage. Ask your advisor for full details when they call – no extra hassle for you!

*Subject to lender policies and any applicable product switch fees.

“By choosing Liquid Expat Mortgages, you’re partnering with a trusted specialist helping expats around the world secure UK property finance. We’re proud to turn ambitions into reality — one mortgage at a time. Thank you for trusting us to guide your journey.”

Stuart Marshall
Founder – Liquid Expat Mortgages
+44 (0)161 871 1216