1. Your mortgage details

Enter your current UK mortgage information

i Overpayments are assumed to reduce your mortgage term, not your regular payments. Results update automatically as you change the figures above.
Your estimated savings are updated automatically.

2. Your estimated savings

Based on the information you’ve provided

Time saved

-

You’ll pay off your mortgage sooner

Interest saved

-

You’ll save in interest payments

New estimated term

-

Instead of your current term

Estimated monthly payment -

Without overpayments

Total amount you’ll repay -

Including overpayments

Want to see if your lender allows overpayments?

Living overseas can make UK mortgage options more complex. Our specialist advisers can review your current deal and explore your remortgage options.

Speak to an Expat Mortgage Specialist →

Important for UK expats

Some UK lenders limit how much you can overpay each year without early repayment charges. If you live abroad, your remortgage options may depend on your country of residence, income currency, employment type, UK property type and lender criteria.

  • This calculator is for repayment mortgages only
  • Results are an estimate and not a guarantee
  • Does not include fees, charges or potential rate changes
  • Your lender may have different overpayment terms

The information provided by this calculator is for illustrative purposes only and is not financial advice. Please contact us to discuss your personal circumstances.