UK Expat Mortgage Solutions for any Situation

Whether you’re a UK Expat or Foreign National, we can help you secure the ideal UK Mortgage tailored to your unique requirements.

With specialist expertise in Expat Mortgages, we understand the complexities of finding a personalised solution to ensure that you receive competitive rates and terms, perfectly aligned with your financial goals.

CONTACT US NOW

READ REAL SUCCESS STORIES

Remortgage for Home Improvements: A Guide for UK Expats and Foreign Nationals.

Understanding How to Remortgage. To remortgage means switching an existing mortgage to a new lender or product. Not only can this secure a better interest rate, but it can release equity from an investment property. Additional borrowing involves borrowing extra funds with the current lender against the property’s equity. ‘Both...

18
Jun

Case Study: UK Expat in Dubai Secures Self-Build Mortgage with Liquid Expat Background

A great case study on how Liquid Expat helped a UK Expat living in Dubai to secure a self-build mortgage in the United Kingdom.

17
May

Case Study – UK Expat Couple Successfully Navigates Property Purchase

A great case study on how Liquid Expat helped a couple living in Singapore to successfully navigate a property purchase in the UK.

28
Apr

Case Study: UK Expat in Australia Secures Self-Build Mortgage with Liquid Expat

A great case study on how Liquid Expat helped a UK Expat living in Australia to secure a self-build mortgage in the United Kingdom.

09
Apr

Case Study – £87k Auction Financing Secures Buy-To-Let Property Investment in Birmingham

Liquid Expat proved to be the go-to auction finance specialist for this expat purchaser, providing a swift and efficient solution for their unique circumstances.

20
Mar

Case Study: Foreign National in the UK Secures Self Build Mortgage

A great case study on how Liquid Expat helped a foreign national from Spain to secure a self build mortgage in the United Kingdom.

20
Feb

93% of our applicants are successfully offered UK mortgage options!

HERE IS HOW IT WORKS

A title

Image Box text

Step 1 – We learn about you and find your perfect mortgage

We try not to talk in jargon and once we clarify the basic details of your enquiry and circumstances, we can quickly provide options as we have exclusive market access with the largest panel of lenders of any expat broker.

A title

Image Box text

Step 2 – Speak with your dedicated team of UK expat mortgage experts

As a completely independent team of expat mortgage specialists, we have no obligations other than ensuring you receive the best and most valuable service possible. We are available to speak on the Phone, Email, WhatsApp, Zoom call and will try to accommodate a time that suits where you live in the world.

A title

Image Box text

Step 3 – We’ll sort out your mortgage application

We provide on-going guidance and support from obtaining a Decision in Principle through to Completion of your UK mortgage. We can help minimise disruptions and contain costs when it comes to supplying the correct paperwork and identity requirements.

Join the thousands of expats and foreign nationals that we have helped over the last 15 years.

      
 4.7
 4.7
 Top Rated Service
   Verified by Trustindex   Top Rated Service
   4.7 Excellent rating Last 12 months 
  New reviews collected regularly Recent review activity detected 
  Leading Service Google Maps rating and review data 
  Verified by Trustindex Based on real customer reviews Learn more 
 
 
 
 
 
 
 
   
 
 
      Posted on Google  
  
 
   Husain Ayoob 
 1 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Absolutley incredible service. Exceptionally friendly and worked through all sorts of problems on my behalf.

If looking for a responsive, high attention to detail broker you found it.
  
 
     Posted on Google  
  
 
   Sandeep Bassi 
 19 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Raja Majeed was very attentive for complex remortgage. Very happy with the service offered. He went over and beyond to explain all my options and has been on hand to go through the process. Very impressed and I have used their services more than once now. Can not be more happy with everything. Thanks Raja
  
 
     Posted on Google  
  
 
   Safina Saddique 
 81 days ago
 
 
 Trustindex verifies that the original source of the review is Google. We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable.

Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us.

We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
  
 
     Posted on Google  
  
 
   Leonarda and Callum H.C 
 179 days ago
 
 
 Trustindex verifies that the original source of the review is Google. I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
  
 
     Posted on Google  
  
 
   Heather Mitchell 
 267 days ago
 
 
 Trustindex verifies that the original source of the review is Google. My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation.

Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
  
 
     Posted on Google  
  
 
   Tony M 
 303 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
  
 
     Posted on Google  
  
 
   Peet Kok 
 309 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
  
 
     Posted on Google  
  
 
   Hailey Luk 
 472 days ago
 
 
 Trustindex verifies that the original source of the review is Google. The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly.

A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring.

Truly appreciate all your support!
  
 
     Posted on Google  
  
 
   Optimistic 
 501 days ago
 
 
 Trustindex verifies that the original source of the review is Google. David:  I can rightfluly say that your swift work was  life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)...  and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
  
 
     Posted on Google  
  
 
   H Coops 
 623 days ago
 
 
 Trustindex verifies that the original source of the review is Google. Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.

Are you looking for a decision in principle?

Complete our full fact-find online now so that your mortgage advisor gets all the details required to process a decision in principle with the lender. They’ll discuss this with you before processing.

Decision In Principle

Tailored To Your Needs

Once we have your full details, we’ll be able to tailor the perfect mortgage deal to match your exact needs.

Save Your Progress

No need to complete our online form in one sitting, simply save your progress and then come back later.

GET Unlimited support

With Liquid Expat you’ll get your very own mortgage expert to guide you through the whole process.

Get a Decision In Principle

DISCLAIMER: Liquid Expat and Liquid Expat Mortgages are the trading styles of Liquid Complete Limited. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority (FCA), FCA Firm Reference Number 685425, and Company Registration Number 09438556. Registered Office: Pheonix House, 2 Huddersfield Road, Stalybridge, SK15 2QA. The content of the articles on this site and any emails provided to you are for informational and illustrative purposes only and are not intended as financial, legal, or tax advice.

Liquid Expat Mortgages is authorised and regulated by the Financial Conduct Authority (FCA) to provide mortgage and protection advice. The FCA does not regulate certain investment mortgage contracts, and any views expressed herein may include unconventional or contrarian perspectives that do not necessarily reflect standard industry practices or regulatory guidance. Your home or property may be repossessed if you fail to keep up repayments on a mortgage or any other debt secured against it. We are not authorised to provide financial, legal or tax advice, and we strongly recommend consulting a qualified professional for personalised guidance tailored to your circumstances before making any financial decisions.