Property Hub Logo

Get help and advice on your mortgage:
☎ +44 (0)161 871 1216

Property Hub Logo

Get help and advice
on your mortgage:

☎ +44 (0)161 871 1216

Property Hub

Expat Mortgage Services

For British Expats & Foreign Nationals

Get a free no-obligation quote

Expat Mortgage Services

For British Expats & Foreign Nationals

Get a free quote

The UK’s number one expat broker to help you with:

  • All Types of Expat Mortgages
  • Residential & Buy to Let Mortgages
  • Remortgages
  • Holiday Let Mortgages
  • First Time Buyer Mortgages
  • HMO Mortgages
  • Mortgages for Contractors, Self Employed, Seafarer plus many more occupations

The UK’s number one expat broker to help you with:

  • All Types of Expat Mortgages
  • Residential & Buy to Let Mortgages
  • Remortgages
  • Holiday Let Mortgages
  • First Time Buyer Mortgages
  • HMO Mortgages
  • Mortgages for Contractors, Self Employed, Seafarer plus many more occupations

Find the most competitive mortgage

In the last 12 years Liquid Expat Mortgages has successfully arranged several billion pounds worth of mortgages in the United Kingdom for expats and foreign investors all over the world.

Liquid Expat Mortgages are FCA regulated and specialise in securing mortgages in the UK, supporting property investors in over 30 countries.

Get a free quote

Speak with a mortgage expert

Call +44 (0)161 871 1216

or arrange a call-back

Talk to our mortgage experts

Call +44 (0)161 871 1216

or arrange a call-back

Why choose Liquid Expat Mortgages?

Arrange a call back
Get a free quote
Arrange a call back

Don’t just take our word for it, hear from our recent clients!

The level of service we provide to our clients is really important to us and we’re always delighted to receive positive feedback. Here’s what some of our clients have said about us recently.

Paul Testimonial

­❝ I have to say my experience with Liquid Expat Mortgages was positive from start to finish. The level of customer service I received from both John and Liam was simply outstanding, thank you! ❞

Paul / UK Expat living in Saudi Arabia
N.T.O Testimonial

­❝ We would like to commend the excellent support we received from Liquid Expat in our recent recent buy-to-let mortgage application, which proceeded faster than we could have hoped. Thank you so much. ❞

Nate / UK Expat living in Spain
Sarah Testimonial

­❝ I just wanted to drop you a note to express my thanks for the work Liquid Expat has done in helping me secure a formal mortgage offer for a residential property in Scotland, which is due to complete later this week. ❞

Sarah / UK Expat living in Hong Kong
Danielle Testimonial

­❝ I know I haven’t reached the finished line yet and completed, but I would just like to say a big thank you for putting up with a million questions from me about my first time buyer property purchase in the United Kingdom. ❞

Danielle / UK Expat living in the USA
Pete Testimonial

­❝ Of the many companies we’ve had to deal with throughout our extended expat mortgage process, your proactive and positive attitude has set you aside from all the others and gratefully received, thank you! ❞

Pete / UK Expat living in Dubai, UAE
Helen Testimonial Qatar

­❝ I just want to say a massive thank you for finding me a mortgage when I was really really struggling. I had previously contacted THREE different brokers who were all unsuccessful.  You really are expat specialists! ❞

Helen / UK Expat living in Qatar
Nira Testimonial

­❝ We are sending this message with sincere thanks to Liquid Expat for their brokerage services in helping us to secure our buy-to-let expat mortgage in the United Kingdom so quickly. ❞

Nira / Foreign National living and working in Thailand
Kaleb Testimonial

­❝ I just wanted to say a big thank you to Liquid Expat for all their help over the last few weeks. It would have been impossible to do this purchase without your expert help and advice. ❞

Kaleb / Foreign National living and working in the Bahamas
Sato Testimonial

­❝ Thanks for your great work. Very much appreciated. I can honestly say that it’s been good working with you and your team, you’ve made the difficult process very smooth. ❞

Sato / Foreign National living and working in Hong Kong

4.7Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
4.7Google star 1Google star 2Google star 3Google star 4Google star 5.0.7
Top Rated Service
Verified by Trustindex
Top Rated Service
  • 4.7 Excellent rating Last 12 months
  • New reviews collected regularly Recent review activity detected
  • Leading Service Google Maps rating and review data
  • Verified by Trustindex Based on real customer reviews Learn more
Posted on Google Google
Husain Ayoob
1 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Absolutley incredible service. Exceptionally friendly and worked through all sorts of problems on my behalf. If looking for a responsive, high attention to detail broker you found it.
Posted on Google Google
Sandeep Bassi
19 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Raja Majeed was very attentive for complex remortgage. Very happy with the service offered. He went over and beyond to explain all my options and has been on hand to go through the process. Very impressed and I have used their services more than once now. Can not be more happy with everything. Thanks Raja
Posted on Google Google
Safina Saddique
81 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
We had an excellent experience with Raja Majeed at Liquid Expat. From start to finish, he was professional, knowledgeable, and incredibly supportive throughout the mortgage process. He kept us updated every step of the way, explained everything clearly, and was always available to answer our questions, making what could have been a stressful process feel straightforward and manageable. Raja’s attention to detail and dedication gave us confidence throughout, and he worked hard to ensure everything progressed as smoothly as possible. We truly appreciated his patience, honesty, and commitment to achieving the best outcome for us. We would highly recommend Raja Majeed and Liquid Expat to anyone looking for expert mortgage advice and outstanding customer service. Thank you for all your help!
Posted on Google Google
Leonarda and Callum H.C
179 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
I’ve had a great experience working with Liquid Expat who helped me on an expat remortgage. Joe and Liam provided great service and helped me through the whole process. I would definitely recommend to anyone needing a mortgage
Posted on Google Google
Heather Mitchell
267 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
My experience with Liquid Expat Mortgages was outstanding. I was incredibly lucky to be allocated Julie, who went above and beyond throughout the entire process. She even stayed up past midnight on one occasion to help move things forward and offered not just professional support, but emotional reassurance too—something that made a real difference in what was a high-pressure situation. Julie is exceptional with complex mortgages and has strong relationships across a wide range of banks, which enabled her to expedite things quickly and smoothly. I’d thoroughly recommend her to anyone looking for expert, committed support with expat or cross-border mortgage needs.
Posted on Google Google
Tony M
303 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Fantastic experience. John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgage and proceed with a property purchase in the UK as expats from a distance. Their communication is a key strength and one of the main reasons we have now used them twice and recommended them to others. If you are an expat struggling with finding a mortgage - don't waste your time trying to deal with anyone else.
Posted on Google Google
Peet Kok
309 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Joe and his team were great. So helpful and professional. Highly recommended for anyone in need of a mortgage, especially if more complex and challenging circumstances apply.
Posted on Google Google
Hailey Luk
472 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
The entire mortgage approval process was impressively quick — it only took around three weeks to complete. Although there was a small misunderstanding at the beginning, it was resolved very promptly. A big thank you to Vanessa and Kenneth for providing regular updates, following up closely throughout the process, and helping to resolve any issues along the way. Their professionalism and responsiveness made the experience smooth and reassuring. Truly appreciate all your support!
Posted on Google Google
Optimistic
501 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
David: I can rightfluly say that your swift work was life changing- Thank you. David even called on Saturday to break a good news so that we can enjoy and spend a happy weekend *( instead of full of anxiety weekend)... and in just few days and at the incredible rate. It was soo good and soo quick and such a great rate, that I started to even doubt if its real. Its all real- best happiest experience with David and the team. Huge thank you. It goes in a bucket of happy memories.
Posted on Google Google
H Coops
623 days ago
Google star 1Google star 2Google star 3Google star 4Google star 5Trustindex verifies that the original source of the review is Google.
Excellent service from start to finish with Liquid Expat! Vanessa and Ian made the process of buying a property in the UK while living abroad completely seamless. Their communication has been outstanding, always responding promptly to any queries we had and keeping us informed every step of the way. Highly recommend their professional and efficient team.
Get a free quote
Arrange a call back

Copyright © 2026 Liquid Expat Mortgages, All rights reserved.
Privacy Policy. Terms & Conditions. Procedures. Sitemap. Website by Ulysses Marketing.

DISCLAIMER: Liquid Expat and Liquid Expat Mortgages are the trading styles of Liquid Complete Limited. Liquid Complete Limited is authorised and regulated by the Financial Conduct Authority (FCA), FCA Firm Reference Number 685425, and Company Registration Number 09438556. Registered Office: Pheonix House, 2 Huddersfield Road, Stalybridge, SK15 2QA. The content of the articles on this site and any emails provided to you are for informational and illustrative purposes only and are not intended as financial, legal, or tax advice.

Liquid Expat Mortgages is authorised and regulated by the Financial Conduct Authority (FCA) to provide mortgage and protection advice. The FCA does not regulate certain investment mortgage contracts, and any views expressed herein may include unconventional or contrarian perspectives that do not necessarily reflect standard industry practices or regulatory guidance. Your home or property may be repossessed if you fail to keep up repayments on a mortgage or any other debt secured against it. We are not authorised to provide financial, legal or tax advice, and we strongly recommend consulting a qualified professional for personalised guidance tailored to your circumstances before making any financial decisions.